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Home Buying in 30655 : Real Estate Advice

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  • Home Buying5
  • Home Selling4
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Activity 5
Mon Oct 23, 2017
Densilucy answered:
The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance and home buyer education to eligible home buyers. An eligible borrower must not have owned a home in the past three years, or must be purchasing a home in a targeted area. The borrower must meet income and purchase price limits, have limited assets, and must invest at least $1,000 into the purchase transaction.

Find out more the dream program and other GA down payment assistance programs at
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Thu Oct 1, 2015
Hi Linda,

Can you fix your credit? Maybe depending on what the issues are. The first thing I will tell you is DO NOT do anything until a lender (like me) has reviewed your credit and decided on a plan of action. To many people jump the gun and start "fixing" their credit only to find out from me later that they did more harm than good.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
NMLS# 787231
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Mon Aug 31, 2015
Thompson6350 answered:
The actual middle score needed is a 640. I am in the process of purchasing a home by one of their preferred lender and I was informed by Georgia dream and the preferred lender that I would need a middle score of 640 to qualify for the program. Since my middle score is 625 I had to come up with my own down payment which I did. ... more
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Wed Jul 24, 2013
Robbie Thomas answered:
Most lenders want a credit score of at least 640 for an FHA although just yesterday one said they could do a 620. Give me a call and we will do lunch and discuss further.
Rob Thomas
Your Hometown REALTOR®
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Wed Feb 6, 2013
Marc D'Angelo - Lender answered:
As long as you are going to live in the home I have no minimum loan amount with my bank. Call me 7 days a week.

Marc D’Angelo
Mortgage Banker
404.925.8291 Cell
678.985.6834 Fax
apply online:
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