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30501 : Real Estate Advice

  • All9
  • Local Info4
  • Home Buying3
  • Home Selling0
  • Market Conditions0

Activity 8
Sat Oct 22, 2016
Papavecch asked:
Wed Jul 24, 2013
Joseph Roraff answered:
drive around look for signs, craigslist is good, try forsalebyowner.com, newspaper.
0 votes 3 answers Share Flag
Wed Jul 24, 2013
Leopold Llonch answered:
I love the benefits of lakefront environment such as being able to jet ski, kayak, or just swim from my boat dock. I also enjoy the seeing waterfront flora and fun such as when the Mountain Azaleas are in bloom. Who could ask for more? ... more
0 votes 2 answers Share Flag
Fri Jan 11, 2013
Bill Bradford answered:
I contacted Megan King with Homestar Mortgage who advised that with a 700+ credit score you could finance up to 90% of the purchase price with no mortgage insurance premium.
I am a Gainesville Ga. realtor who works at Keller Willaims lanier partners. I have sold quite a few homepath properties to investors. I work the Forsyth county, Hall and Dawson areas mostly and would be glad to talk to you about assisting you in your search and purchase of your investment properties.
I have owned several rental properties and know what to look for in rental or investment property. Please do not hesitate to call me at 770-654-9755 or e-mail me at cooldriver@kw.com Thank you. Bill Bradford
... more
1 vote 4 answers Share Flag
Thu Aug 30, 2012
William Polack answered:
A couple of things to know about VA loans: great product with 100% financing. Seller can pay up to 6% of the closing costs. No mortgage insurance. Debt versus income through an auto approval system can go as high as 50% if the credit ans assets are good.
However, 620 score requirement. VA uses net income to satisfy residual income after dabts, mortgage and utilities are paid. Have to pass that test to qualify. The house can't have any issues unless the seller is willing to fix it prior to close. There is a funding fee added to the 100% that is financed into the loan unless the service member is at least 10% disabled. Appraisal is ordered through the VA and you nor the loan officer can contact the appraiser (to speed things up, for example). I'm a veteran and my first loan was FHA because the house needed repairs. FHA is more expensive, even though the rate is better because of the MI payment. But, it's more liberal to qualify with (scores to 580). It allows up to 56% DTI and you can buy foreclosed properties with $100 down. I'm throwing this in here, not for you but for others reading this.
... more
1 vote 5 answers Share Flag
Sun May 29, 2011
Mike Daignault answered:
Gsinesville does not have buses out that direction
0 votes 1 answer Share Flag
Sun May 29, 2011
Sally Grenier answered:
The internet is a pretty amazing thing. Just googled "Gainesville public transportation" and got this:
http://go-rts.com/

You should try it!

:-)
0 votes 1 answer Share Flag
Thu Apr 21, 2011
Dp2 answered:
You'd price yourself out of the market if you were to charge more than market rents.
0 votes 2 answers Share Flag
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