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Home Buying in 30341 : Real Estate Advice

  • All46
  • Local Info2
  • Home Buying36
  • Home Selling1
  • Market Conditions0

Activity 34
Sat Jun 17, 2017
Jane Teschner answered:
You can file bankruptcy on old unpaid taxes 3 years after the date you filed the taxes.
0 votes 15 answers Share Flag
Wed Feb 3, 2016
Five Stars answered:
Yes, we can offer up to 95% jumbo financing with a 680 score. Please see the latest Jumbo loan guidelines in the provided link below.

Five Stars Mortgage
National Home Loan Resource
7 days week - 9am-8pm
Ph: 800-871-2636
... more
0 votes 14 answers Share Flag
Mon Jul 27, 2015
Usda Mortgage Source answered:
Contact us below if we can assist with a USDA loan..

USDA Mortgage Source
Florida & Georgia USDA loans, 7 days a week
Ph: 904-302-6060
0 votes 11 answers Share Flag
Thu Jul 23, 2015
Wilimagima answered:
An assumable mortgage allows a buyer to assume the rate, repayment period, current principal balance and other terms of the seller's existing mortgage rather than obtain a brand-new mortgage.

In theory, any type of home loan could be assumable. However, only two types of typical loans have this feature: FHA loans, insured by the Federal Housing Administration, and VA loans, guaranteed by the U.S. Department of Veterans Affairs. Conventional loans typically are not assumable.

Assuming an existing mortgage can be simpler, easier and less costly for the buyer than applying for a new mortgage.
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3 votes 25 answers Share Flag
Thu Jun 11, 2015
Jeri Patrick answered:
I would contact a local lender to help point you in the right direction with your credit. Best of luck
0 votes 3 answers Share Flag
Sun Feb 1, 2015
Vanessa Calhoun answered:
I've had buyer clients with a similar situation. They were on a well established payment plan with the IRS and the loan underwriter accepted their financial situation because they were making continual on-time payments to the IRS. Good luck! ... more
0 votes 3 answers Share Flag
Sun Feb 1, 2015
Vanessa Calhoun answered:
Having a four car garage may give your home an edge over other similar homes within the neighborhood that have fewer bays in the garage area. I certainly do not see it somehow being a detraction from the sale of your home. However, the best way to gauge it is to obtain feedback from showings for your home. Good luck! ... more
0 votes 4 answers Share Flag
Tue Sep 9, 2014
Simon Campbell answered:
If you are looking for a website that offers up to date foreclosure listings, I would like to recommend It is a leading website database that contains over two million foreclosure homes, including bank foreclosures, government foreclosures like VA homes and HUD homes, distressed properties and commercial properties that are for sale all across the nation. All of the listings have had any outstanding liens eliminated and the title is free and clear. We also update our extensive collection of listings every day. ... more
0 votes 1 answer Share Flag
Tue Sep 2, 2014
Tim Moore answered:
I can't imagine what difference the error would make to his already destroyed credit from just any tax lien.
0 votes 1 answer Share Flag
Wed Jul 23, 2014
Jimmy Payne answered:
Don't walk away from it. See if you are eligible for a short sale or if you want to stay try a HARP2 refi. If this is due to a divorce, you can check the deed records to see if it is only in your name now. ... more
0 votes 2 answers Share Flag
Wed Nov 13, 2013
Brian Nguyen answered:
If anything is holding you back it would be your credit scores. The lowest credit scores that are usually accepted is around 580. I suggest that you spend some time working on your scores. The simplest way to fix your credit is to pay off your debt and revolving credit balance on time. Once you get your scores above 580 then you will have a better shot. Also, for an FHA loan only 3.5% down is needed but you will still need money for closing costs and reserves as well. Well I hope this helps! If you have any further questions or if you would like a loan, feel free to contact me! Good luck! Brian Nguyen Sr. Mortgage Banker Phone: 949.667.2887 ... more
0 votes 10 answers Share Flag
Sun Sep 1, 2013
lendersnetwork answered:
Reestablish your payment history with timely payments, there is a new program by HUD offering a second chance to borrowers with a bankruptcy or foreclosure to purchase 12 months after as long as positive payment history has be reestablished. ... more
1 vote 7 answers Share Flag
Thu Aug 22, 2013
Melissa Goss answered:
If you do a short sale, which may be the only way out- you will not be eligible to get a loan. Unfortunately there is no good answer here for you, no easy way out. And you are not alone in this situation.

You can short sale it, but then you will be at the mercy of either living with family or friends till you fix your credit, or you can try to find a landlord willing to rent a home to you
... more
0 votes 6 answers Share Flag
Sun Aug 18, 2013
Sk Sherwani answered:
please explain to me exactly what u requires.
I do provide project funding.
0 votes 2 answers Share Flag
Mon Aug 5, 2013
Rozalyn Franklin answered:
0 votes 4 answers Share Flag
Wed Jul 24, 2013
lendersnetwork answered:
I know a few lenders that can do your loan pretty easily too, they require a 680 score for a conventional loan. Let me know if you want a referral or need an agent I would love to help you out. ... more
2 votes 7 answers Share Flag
Sat May 25, 2013
Scott Smith answered:
You can call me or apply online and I will provide you with an instant preapproval. We are one of the #1 VA Lender because we waive all costs and fees for our Vets. We are also a participating lender for the Homes for Hero. My website to apply is ... more
0 votes 2 answers Share Flag
Wed Apr 24, 2013
Richard- El Bey answered:
I can get it done for you

Allow me to briefly introduce myself, I am Richard- El Bey. I have been in the lending business since 2000, and I am partnered with several banks and private investors that can help you put more of your clients into homes, and I work FAST!

What it is we can offer you and your clients

F.H.A. Desktop Underwriting 57 DTI
F.H.A. No trade lines 620
F.H.A. Purchases. 3.5% down, 3% seller concession, 3 months reserves (can be gift)
Use assets as income
660 FICO No cancelled rent checks
F.H.A. Streamline on investment property 620 FICO
1-2 unit {no income, no appraisal}
3-4 unit {income, no appraisal}
H.A.R.P. loans with unlimited LTV/CLTV primary and second home
90% JUMBO loans up to $2,100,000 residential
Borrowers with NO CREDIT SCORE
Borrowers with NO SSN
Borrowers using TIN
Foreign Nationals, [Expatriate]- No Passport {Must have valid work visa or 30% down}
V.A. loans
Finance up to 20 properties with us
Non warrantable condos
580's OKAY
Past foreclosure or short sale, OKAY
65% of appraisal value financing for commercial purchasing or refinancing
20% down hard money do not care what the credit is purchasing
As well as private lenders looking for hard to do borrowers
We can get your dead loans DONE and keep your income growing.

Richard- El Bey
Avarice Investments
Wealth advisor
(706) 399-7813
(678) 752-8062
... more
0 votes 2 answers Share Flag
Fri Mar 22, 2013
William Adams answered:
NENQ loans are no longer available. Today when you assume a loan you must qualify for the loan and all the requirements of the day. I suggest to get with a good lender that's vested in these circumstances and in as little as 6 months you could possibly be in a home. Good luck ... more
0 votes 6 answers Share Flag
Mon Feb 25, 2013
lendersnetwork answered:
Yes. I know of some lenders that can do this loan all day long. I have had several clients with scores in the mid to high 600's get convention loans. If you want a referral please visit my website or email me.

Good luck!
... more
6 votes 7 answers Share Flag
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