Couldn't help but notice, Dorcas Walter from NY, that you also appear to be (in no particular order) Terry Morgan from Little Rock City, Diana Williams from New York city USA, Jessica Wright from Ohio here in USA, and Phil Morgan from Idaho here in United State. Being a history buff, wasn't aware that we had metamorphosed into a single state yet, although some in Boise might like that idea. BTW, if you are all of these different people, why use a single screen name like Henrymelvingloballoanfirm, Home Buyer, Atlanta, GA ? You wouldn't be having folks WIRE you money, would you? Good Luck!