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Home Buying in 30328 : Real Estate Advice

  • All31
  • Local Info2
  • Home Buying10
  • Home Selling6
  • Market Conditions1

Activity 10
Tue Jun 14, 2016
Simmya answered:
Sat May 28, 2016
Jackq asked:
is this based on public records for the property or just an estimate based on location?
0 votes 0 Answers Share Flag
Fri Apr 8, 2016
MCM_STL answered:
You can search for homes online by yourself. Most buyers do that these days.

Here's what you want to think about: Who are you going to call when you find something you like? If you always reach out to the listing agent, you're establishing a relationship with them and making it difficult for you to bring in your own representation later if you want to buy that property.

If you're in a competitive market (and an awful lot of us are), you are way behind the ball if you're waiting until a house is on a public website to a) find it and b) create a relationship with the agent who will represent you.

It is hours to days before a house hits the various public websites. That gives a buyer relying on their agent's MLS feed a huge advantage in getting into a house immediately and making an offer. Additionally, agent-only "coming soon" pages on Facebook are huge now and give buyer's with agents an even greater advantage in knowing what's about to hit the market so they can pounce early.

I cannot think of any reason why you're better off working alone at home with the internet than having a professional helping you.
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0 votes 8 answers Share Flag
Tue Jan 5, 2016
Andrewyoungiii answered:
I'm having the same issue.
I've owned my home over 17 months and they haven't deleted the pictures from their site. Once a home is posted as sold Trulia and all these other real estate sites should have the decency to remove the pictures automatically. ... more
0 votes 1 answer Share Flag
Thu Oct 15, 2015
Hi Lisa,

The 2nd tier entitlement doesn't kick in until you go over $144,000 on the 2nd loan.
I can do VA loans down to a 580 so you 630 score is fine.

I specialize in VA financing & would be honored to help you.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
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0 votes 5 answers Share Flag
Thu Oct 15, 2015
Amelia Robinette answered:
The best way to determine is to talk to a lender who does VA loans. Just because it's not currently listed, doesn't preclude it from being VA eligible. There's a process for approving on a case by case basis.

Talk to a mortgage lender who knows VA very well, they'll be able to educate you about the process.
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0 votes 1 answer Share Flag
Fri Apr 11, 2014
Marion Webb answered:
Good Luck First Time Home Buyer!! I agree you should be discussing with a mortgage person about getting preapproved to see how much home you can afford. However, consider going to a home buying seminar in your area to get step-by-step information first. Not just mortgage rates but what you can expect from your partners - i.e. mortgage professional, real estate, insurance agent, home inspector; what really matters to you and your family in a house; what expenses other than the mortgage you might be faced with and even why a home warranty might serve you well if you decide to purchase an existing property. Some of the seminars and workshops cost little or nothing.

If you find yourself in Georgia the 2nd weekend in any month, drop buy to see us at Webb Solar Realty - we offer FREE home buying seminars. Participants who have taken the workshop believe they are better prepared and feel more confident with moving forward once they know whats ahead. Get your facts even before you contact the mortgage person.
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0 votes 9 answers Share Flag
Fri Apr 11, 2014
Tim Maitski answered:
I live in that zip code. "a lot of crime" is all relative. Crime happens all over. I feel safe but that's me.
0 votes 5 answers Share Flag
Tue Jan 6, 2009
Hank Miller answered:
What's the listing? GA FMLS typically doesn't display listing dates and days on market until after closing.

0 votes 1 answer Share Flag
Tue Sep 16, 2008
A. Weaver answered:
Stay away from the lease purchase options! They're not for everybody; especially if you know you have the high probability (%) of being denied for another home loan, before the terms of agreement (lease option to purchase) expired to secure the financing necessary, to exercise the option of purchasing the home. Pay off your debt, put your money in money market savings account (build up down payment) and reestablish your credit worthiness. Rent for a while, because of the way the current real estate market situation is and some of the financial institutions going belly up (wherever you're considering purchasing) it's not going to suddenly change and start peaking in the next 3-5 years as many will hope to see.

Sellers are having a bad enough time selling their property with the stock of foreclosure homes (depending on area) on the market that they're competing against, real estate agents can't moving inventory quickly as before and not enough buyers in the market that are ready to buy or qualified to buy or their being smart and waiting for right home and right deal (location, location, location) to come along. So sit just back and chill!
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