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Home Buying in 30044 : Real Estate Advice

  • All51
  • Local Info4
  • Home Buying31
  • Home Selling1
  • Market Conditions0

Activity 27
Thu Sep 1, 2016
Jan answered:
80% of all "rent to own" deals are never consummated. But you are either paying higher rent or a non-refundable deposit or something which is costing you extra in the rent to own deal. Fix your credit, and wait until you can get a good mortgage rate with that fixed credit score. Meanwhile, cycles come and go, bubbles burst, and we may be near the top of one now. You won't regret doing things right. ... more
0 votes 6 answers Share Flag
Sat Aug 6, 2016
Solomon Greene answered:
So two things.

First, were the garage and sunrooms additions to the original structure. You may want to contact the county to see if a permit is on file. If those are, in fact, unpermitted additions, the appraiser will not capture that square footage. You'd do well to have those areas inspected and get the work approved by the county.

Have you checked your own credit history to see if anything is being reported without your knowledge? If the issue is debt to income ratio, something may be reporting in error.

Good luck
Solomon Greene
678-775-2677
... more
0 votes 1 answer Share Flag
Wed Mar 25, 2015
Jeri Patrick answered:
Fri Feb 20, 2015
Jeri Patrick answered:
0 votes 8 answers Share Flag
Tue Dec 16, 2014
Cottell Cooper answered:
Hello,

I would love to help you get through the process.


Give me a call for more information.
Cottell Cooper, Realtor
678-886-2111
0 votes 9 answers Share Flag
Wed Jun 4, 2014
Kaylane Peters-Davis answered:
Hello It seems as though you need the expertise of a buyers agent. I would be happy to assist to make sure you get the best possible deal. Contact me


Kaylane Peters
Keller Williams Realty Atlanta Partners
kaylanesellsluxury@hotmail.com
404-907-0798
... more
0 votes 11 answers Share Flag
Sat Jan 18, 2014
Joseph Neely answered:
now, that you have your answer from the realtors and lenders; take a look at my home. It's currently on the market. 420 Silverthorne Point Lawrenceville, ga 30043. check it out at www.420SilverthornePoint.com. In addition, we can introduce you to some of our neighbors that are also from England and live in our subdivision.
Thanks,
Joseph Neely
... more
0 votes 8 answers Share Flag
Wed Jan 8, 2014
Abbye Love answered:
I have the guidelines for Foreign Nationals if you will contact me.
0 votes 3 answers Share Flag
Mon Aug 19, 2013
meghan.price answered:
Hi Ada,
I am not sure if you have a buyers agent but you may want to consider Redfin. Unlike Trulia and Zillow Redfin is an actual real estate agency serving the Lawrenceville area with local agents. PLUS it has a database of homes available that is updated multiple times from the multiple listing service rather than depending on people posting homes and updating their status.

Also Redfin helps with locating lenders, and the website provides everyone with a great home buying guide.

On Your Side
Only Redfin Agents are paid based on your satisfaction. We put your interests before a deal or a dollar, every time.

Smarter & Faster
You'll move quickly and confidently with our easy online tools and the most complete & accurate data.

You Get More
Get the right home for you while saving thousands in fees for a deal that works in your favor.

With Redfin, there's no pressure — take as long as you need.

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We survey everyone who works with us so you know exactly how Redfin Agents have performed in your neighborhood. See for yourself by reading customer reviews of Redfin Agents — the good,
the bad, the ugly.
... more
0 votes 9 answers Share Flag
Tue Oct 30, 2012
Regina Ambrose answered:
I am an Associate Broker, buyer agent and lives in Lawrenceville and know the area extremely well. Brookwood schools are also in Snellville. Feel free to call me at anytime so we can discuss further ... more
0 votes 9 answers Share Flag
Sat Oct 6, 2012
Rodney Mason answered:
Purchasing a home via short sale is not at all an easy process. A lot will depend on how experienced the Listing Agent is.

Short sales have so many ways in which they can go wrong. Many short sales simply never close after several weeks or months of work. This is a fact that every buyer needs to completely understand.

A lot of the reasons for the fallout depend on the seller. To qualify for a short sale, the seller must submit all of their financial documentation AND prove that that currently have a financial hardship. Many sellers don’t submit the proper paperwork resulting in delays. Some sellers cannot demonstrate the required financial hardship. If a seller files Bankruptcy during the process, that will cause a delay. There are countless things that can and often will go wrong. Some can be overcome, some cannot. No Listing Agent, no matter how good they are, can control every action of a seller.

A short sale is VERY time consuming for all parties involved. A Buyer’s Agent has absolutely no control in the short sale process. They are solely dependent on the Listing Agent and the seller.

If your sales price is very low, then your real estate agent is correct. They will probably make very little money for all of the time they have invested on your behalf. Some don't even make minimum wage when it's all finished. When the transaction falls apart, they make zero. Understanding these types of sacrifices is very important before you say someone is not looking out for your best interests.

There is no reason to expect that another party would give full disclosure of something like a Bankruptcy. Sellers often do not think about or sometimes care about the consequences of their actions. Your agent cannot be held responsible for those things.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 8 answers Share Flag
Tue Oct 2, 2012
Lisa Cross answered:
As below, real estate agents are, by law, not allowed to "steer" clients to or away from areas. Do check your local police department and also the local Gwinnett County website for useful information. Good luck with your search! ... more
0 votes 4 answers Share Flag
Mon Oct 1, 2012
Sandra Robinson answered:
Hi Dede:

If you have an agent who is representing you as the buyer, your question should be asked of your agent. Many people make the mistake of buying directly from the selling agent and therefore may not have representation, but even the selling agent may answer your question.

You didn't say whether you paid cash or had a loan on the house. I have represented several cash buyers and under those circumstances you work directly with the insurance company in making the payment. If you have not closed your transaction as yet, I suggest you put the insurance agent in contact with the closing attorney and make the payment as part of the closing (Do not pay in advance of closing just in case it does not close). After the closing, the insurance company would bill you directly on an annual basis going forward (sometimes you can setup payment arrangements).

If there is a loan involved, again you would put your insurance agent in contact with the closing attorney and your loan officer. Normally, you are required to make a upfront full years' payment, plus establish a monthly payment going forward that sets up an escrow for the payment for the next year. Your loan officer can explain this in more detail.

Again, you should have an agent representing you in your transaction whether cash or loan.

Good Luck.

Sandra Robinson
Associate Broker
404-644-2688
... more
0 votes 5 answers Share Flag
Sun Aug 5, 2012
Jamie Parker answered:
Hi Dexter,

I would be happy to assist you in anything I can help you with. Feel free to call me at 404-483-7816 or check out my site at www.rockinagent.com
0 votes 6 answers Share Flag
Sat Jul 7, 2012
Bob Modesitt answered:
You can but there are programs that will assist you in this. I have one I'd like to discuss with you. If you would, call me at (864) 546-0137.
0 votes 4 answers Share Flag
Thu Jan 26, 2012
Andrea Solomon answered:
Hi Dede,
This letter is telling you that you have been approved for homestead exemption and that your taxes will be reduced.
0 votes 4 answers Share Flag
Mon Aug 15, 2011
Mark Lackey answered:
Yes, with credit or cash, no issue.
0 votes 11 answers Share Flag
Tue Apr 19, 2011
Lee Taylor answered:
I smell a rat, Dede. I think that you need an attorney to consult with you, maybe Ken Nugent or Keenan Nix, if this is as serious as I think it is.
0 votes 5 answers Share Flag
Fri Mar 11, 2011
Solomon Greene answered:
Dede,

There is not enough information provided to answer your question. Would need to know:

* Annual property taxes
* Expected down payment
* Expected loan product
* Expected interest rate
* Expected offer amount
* Home owner's association dues (monthly or annually)

Even with this information, the monthly payment would only be an estimate because we wouldn't know what to include for hazard insurance.

Solomon Greene
REALTOR® Keller Williams Realty Atlanta Partners
(678) 775-2677
... more
0 votes 1 answer Share Flag
Fri Feb 25, 2011
Veronika Barash answered:
Hi Dede,

All answers below have valuable information about the time frames. I just want to add that if you are dealing with the listing agent who handles this foreclosure, that agent typically knows how long does it take their clients (banks) to respond. I have seen them responding in 2 business days.
Hopefully, you have submitted your offer accrding to that agency instructions, including the proof of funds or loan pre-approval letter.
Good luck!
... more
0 votes 8 answers Share Flag
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