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Home Buying in 30041 : Real Estate Advice

  • All74
  • Local Info5
  • Home Buying46
  • Home Selling7
  • Market Conditions3

Activity 46
Tue Aug 29, 2017
Berryacreamer answered:
The problem with Glenmoor is the HOA is one that wants to rule your life. If you do not mind someone constantly spying on you and your house, and are the type person that enjoys someone telling you what to do (cannot make decisions yourself), then this neighborhood might just be for you.

Me, I moved on to a more friendly neighborhood where house values will not be suppressed due to an HOA ruling with an iron fist threatening to fine me for trivial matters (almost laughable) that could of easily been resolved at any time.

My friends enjoyed hearing stories about the HOA and their antics, lol.....
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Tue Jun 7, 2016
Sandhiyak09 asked:
Mon May 9, 2016
Desiree Lapin answered:
The kitchen is one of the most important rooms in any home. Especially in the minds of buyers, so making updates in this room is typically a good investment. Consider taking the time and spending extra money in the kitchen where needed. For example replacing old, warn out counter tops with granite counters is an excellent upgrade to make. Having beautiful new granite counter tops in the kitchen will appeal to a wide range of buyers. Have a look here - http://www.desireelapin.com/kitchen-updates-to-make-before-listing-your-home-for-sale/, to read up on additional kitchen design tips. ... more
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Wed Feb 3, 2016
Megan.tanju asked:
Especially interested in "switch and bait" tactics/straight-forwardness of process, and quality of the end result home from anyone who has built with these companies.
0 votes 0 Answers Share Flag
Fri Aug 7, 2015
Tina Hillmer answered:
My office in right around the corner...The community has only a couple lots backing up to Buford Dam Rd and the perimeter is surrounded by a wooded buffer. Great location minutes from GA400, shopping and restaurants. ... more
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Mon Aug 3, 2015
Isabel Elsesser answered:
I have sold many Ryland homes. Do you need the assistance of a buyers agent to scope out the area and negotiate a good deal and terms for you ? On-site agents represent the builder those agents do not have a license.

Isabel Elsesser, Residential Specialist
First United Realty of Atlanta
Direct 770-307-8751
Fax 888-799-3184
Check out my website!
Full Time From 1993-2015
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Sat Oct 18, 2014
answered:
The seller is not required to do any repairs unless that were specifically requested and agreed to in the Purchase Contract or Addendum. If you did a Home Inspection or an Appraisal was done by the Lender and the Appraiser and listed the repairs as "Lender Required", then those repairs have to be completed in order for you to finance FHA.

But remember, the seller is not in any way obligated to pay for those repairs again unless they were requested upfront. It sounds like there was some misunderstanding between the Agents the seller did the repairs thinking they could cover the repairs through escrow by raising the sale price. If the Agents can't resolve this, you'll need to consult with an RE Attorney and see what you options are.

Best of Luck!
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Mon Oct 6, 2014
Solomon Greene answered:
Hello Ralph,

There are grants available to help home buyers with their down payments and you'll find lots of information on that at the link below. Lenders typically coordinate with program administrators to help home buyers obtain down payment assistance. Some of those loans are forgiven at the closing table, others forgiven over a few years while still others are there until repaid. All of the ones familiar to me, however, are soft second mortgages. No payments are due, nor due they accrue interest.

Hope that helps
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Fri Aug 15, 2014
Veer Muchandi asked:
My ad got posted thru postlets. I have a Trulia account but since the ad is posted via postlets it is not linked to my account. When the potential tenants send email without a phone number,…
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Tue Aug 12, 2014
Meir Aloni answered:
Appraisal it's a art, not science...you pay 3 pro appraisals and you will get 3 different numbers (they should be close, never the less) i.e 200k; 207k; 192k........
0 votes 4 answers Share Flag
Thu Jun 12, 2014
Stefani Baskam answered:
Having lived in this area as all these stores have been built, I have seen people upset when the stores were being built and then less than 6 months later the stores are an integral part of the community. I would look for two things…noise from the shopping center and distracting lights at night. Even if the house you are looking at doesn't directly back up to the stores, you can still be affected by the parking lots lights and the store signage. Like yourself, people do like to have shopping convenient to their homes, but they do not want the enjoyment of their home infringed upon. ... more
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Sat May 17, 2014
answered:
Doing a lease purchase/rent to own can be a very risky for a Buyer. I do not suggest doing lease purchases/rent to own. There are simply way too many things that can go wrong with one from either side.

In order to do true owner financing, the owner must own the property free and clear of any mortgages. Very few sellers are going to be in that position.

If the property currently has a mortgage on it, the owner cannot legally transfer the title to a buyer without the mortgage first being paid in full. Most all mortgage loans have a due on sale clause. This due on sale clause requires that the mortgage be paid in full should a title transfer occur.

The buyer is also at great risk on a lease purchase transaction should the seller quit making their mortgage payments. Right now, many sellers cannot afford to make their mortgage payments or simply chose not to continue making them. I have seen where the buyer is making their rent payment, but then the owner is not paying the mortgage. The next thing the buyer knows is that the home is in foreclosure. That means the buyer will generally not get back any of the money they have given as earnest money or security deposits.

It is also a big risk on the buyer. If your credit is not where it needs to be now, there is no possible way of you knowing it will be acceptable in a set amount of time.

Before entering into any type of agreement like that, the buyer needs to make sure that they fully understand the potential pitfalls that could arise. Should the seller default on the mortgage, the buyer could lose ALL of the money that they have invested. Until you are able to purchase, renting is generally the safer option.

Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options to see if purchasing might be a possibility for you. To get Pre-Qualified for your purchase, you can submit your request online at www.rodneymason.com to get started.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203(k) Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
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Sun Apr 6, 2014
Sammy Thieme answered:
That is a very popular and fast-growing area. I have been an agent for 30 years, 20 of which have been in the Cumming, Georgia area. The only stupid questions are the ones you don't ask. I haven't realized a correlation of home price and proximity to a school, but that is a very interesting thought. The south Forsyth area continues to grow, and I see prices increasing dramatically. If you purchase in south Forsyth, I feel that the residual value of your home will continue to increase due to the extremely fast growth of the area. I would be happy to work with you if you don't currently have an agent. Good luck!

Sammy Thieme
RE/MAX All Properties, Cumming, Georgia
30 Years Experience
(678) 936-1607
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0 votes 5 answers Share Flag
Sun Apr 6, 2014
Sammy Thieme answered:
Typically, a storm water drain is considered a disadvantage. I have had several clients in the past who feared that certain pests may live in the detention pond. Post Brook Farms is a beautiful subdivision of beautiful homes, but a negative of some of the DR Horton subdivisions is privacy. This detention pond may provide a little extra privacy if that's what you're seeking. I would certainly recommend going with your gut, though. If you aren't afraid of the potential mosquitoes or snakes, then go for it. If you're afraid of the potential loss in residual value or these pests, then choose another lot or home. If you are not working with an agent, feel free to contact me. Best of luck to you in your new purchase.

Sammy Thieme
RE/MAX All Properties, Cumming, Georgia
30 Years Experience
(678) 936-1607
... more
0 votes 3 answers Share Flag
Wed Mar 26, 2014
Fred Yancy answered:
Anytime you purchase a home, even (especially) with a home builder, you need to have a buyer agent represent you in the transaction. The sales agent at the model home represents the builder, not you.

Fred Yancy broker
Harry Norman Realtors
(678) 799-4663
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Wed Mar 19, 2014
Chuck Green answered:
If you were to add this later there will be additional costs involved above and beyond the current quote....on a long term basis you can plan to paint the exterior of your home every three to five years with costs running 3 to 4 k plus per time you paint the exterior with a quality painter. Four sides brick is most always desireable to buyers and may provide an advantage when it comes time to sell provided you plan to stay in the home 7 to 10 years, otherwise the additional cost may not benefit you. Talk with your agent in depth and look at the data and cost figures with them. ... more
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Thu Mar 13, 2014
HackedGame answered:
Clash Of Clans Hack

http://uniquehacks.org/clash-of-clans-hack/
0 votes 24 answers Share Flag
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