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30039 : Real Estate Advice

  • All24
  • Local Info7
  • Home Buying5
  • Home Selling0
  • Market Conditions0

Activity 17
Sat Apr 30, 2016
Kmsimmonstest answered:
I have family in Lehigh Acres and visit yearly. My home is for sale and have an open house next weekend, May 7th. Feel free to drop by then or contact my agent if you wish to come thru sooner. Address is 4554 Shumart Dr, Snellville, Ga 30039 in Gwinnett. Good luck house hunting! ... more
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Wed Aug 26, 2015
Jeri Patrick answered:
I would contact a local lender first to help with your loan options. Best of luck
0 votes 2 answers Share Flag
Mon Sep 8, 2014
Alvin King answered:
If the telephone number is not working, that just might be enough evidence to move to another property. Wrong phone number or not operating phone number will not get the property rented. Proceed with caution! Good Luck! ... more
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Sat Mar 1, 2014
Pamela Armistead answered:
I would recommend that you contact an attorney. If you are short on cash, you can call Atlanta Legal Aid.
0 votes 1 answer Share Flag
Sun Feb 16, 2014
Aaron Aldama answered:
If you decide to stay here in CA call me "Aaron 714-321-1376
I can help you here in Southern California

There are a few down payment assistance programs I know of.
0 votes 5 answers Share Flag
Sat Jul 27, 2013
Ava Anderson answered:
Hi Alice,

Brian is correct you will have to wait until November to get qualified.

Ava Anderson
Associate Broker
Solid Source Realty Inc
770 369-5121
0 votes 5 answers Share Flag
Sat Dec 8, 2012
Jamie Parker answered:
This is a common question - people see there are homes for 30,000-70,000 and want to jump in. Before jumping in, please talk to someone who knows the market well and what is happening. Another step is if you are financing, seek a loan officer who knows the market as well and that you trust will give you an honest opinion of your situation and your options as opposed to trying to gain another client. I would be happy to assist you in any way I can. ... more
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Sat Dec 8, 2012
Sonja Tani answered:
Hi Morton,
Did you ever find a way to purchase a home in Snellville that you were looking for. If you have not and would still like some help, I would like to make a suggestion.

You state that a home loan is out. How have you determined that? Have you contacted any lenders to see if you qualify? Depending on your income and the down paymen you are able to come up with, along with the appraised value of the property you decide on, you may be able to get funding from a Private Lender.

These are Companies that are privately owned by investors who make loans to individuals with non-conforming circumstances. They look at your income and your ability to repay the loan. You state that you are now paying $1,000 a month for an apartment. That tells me that you have sufficient income to buy a home..
The question is can you come up with a sizable down payment. Private Lenders require a larger down payment and their interest rates are higher than Conventional Lenders but they will lend to people that Conventional Lenders won't touch.

You need to make sure that the Lender you work with does not include a Pre-Payment Penalty clause their contracts. You don;t want to be locked into this type of loan when the time comes that you are able to qualify for Conventional Funding.

I have worked financing some of my clients with credit problems or unusual circomatances with a company who specializes with this kind of loan. They are licensed in Georgia to make home loans to individuals. If you are still in need of financing and would like to contact them to discuss what they may be able to do for you, here is their conatact information.

The Westmoore Group, LLC
www.westmooregroup.com
Ph: (646) 801-6190
\Fx: (646) 619-4291

Hope this will help.
... more
0 votes 4 answers Share Flag
Thu Aug 16, 2012
Rodney Mason answered:
For an FHA mortgage, most lenders require a 640+ credit score for the last 3-4 years now. Prospect Mortgage is one of the few direct lenders to offer an FHA 580-639 FICO loan program. Credit profile is a major factor in a mortgage approval. Generally, there should be no late payments, new collections accounts/charge-offs/liens/judgments in the last 12 months.

With a 523 FICO, you are at least 57 points under the bare minimum credit score today. With a FICO that low, you probably still have several accounts that have been reported as late in the last 12-24 months. You would need to contact each of your creditors directly to see what your options are. Paying off derogatory debt will help improve your credit score in the long run, but not immediately.

With collection accounts, most of the damage is done when they are initially placed on your credit report. Some are now reporting you are late each month the debt goes unpaid. This continues to drag on many people’s credit scores each month until the debt is paid in full. Until you do that, your credit score has little chance of improving.

To build positive credit, you typically need to have 2-3 trade lines reporting for 12-24 months. There should be no late payments or other derogatory items reported in the last 12-24 months.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
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Sun Apr 8, 2012
Ricardo Nadal answered:
Jean,
You probably want to do a search on the internet for carpet wholesalers in the area that you will need the work done. There are so many variables including padding to be used and much more.
Good luck
... more
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Tue Nov 1, 2011
Anita Zelda Freud answered:
Hi,

It depends from your location, but since a few years, its more safe.
0 votes 6 answers Share Flag
Sat Oct 15, 2011
Edith Karoline Jasser answered:
Hi see all the other agents comments, we are not sure what the issue is, nor why you are saying
pets allowed is not as seems..... Hard for us to comment in detail, if we do not have more input from you.
Condos usually have by-laws that determine what is and what is not allowed in a property and the same goes for rentals whether condos or single fam. homes rented out by individual home owners, they can determine
what is and what is not allowed....

Many times there is number limit, like 2 cats or cats only
Sometimes a weight limit for dogs and only one dog
And no pets, usually means exactly that NO pets of any kind
either because of disturbances to neighbors or other reasons.

If you come back to us with more details.... we would surely like to know.
Good Luck to you!
Edith YourRealtor4Life! & Chicago and Northern Illinois Expert
Working always in the very BEST interest of her clients.... :)
... more
0 votes 4 answers Share Flag
Tue Jan 25, 2011
Tricia Young answered:
This is a beautiful area and I know this area well. I live here! Would be more than happy to show you the available homes.

Tricia Young
Realtor
Better Homes and Gardens Real Estate Metro Brokers
404-843-2500
... more
0 votes 6 answers Share Flag
Wed Jul 21, 2010
. answered:
Yes Eastmont in is the snellville, schools are shiloh they just built a new middle school, eastmont is a older subdivision, age built 1980's price ranges from $149-$93,000 close to shopping and stone mountain ... more
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Fri Feb 19, 2010
Courtney Gore Smith answered:
Use the link below to get info on areas that may concern you, also Id like to say I had 2 listing off Lee Rd. and both were broken into one of them 2x by n'hoob kids we found out later out. ... more
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Tue Aug 25, 2009
Sammys36 answered:
Hewatt road is the next road over from Parkwood where I lived, I lived in Eastmont Cove for many years and am one of the original homeowners. It is a wonderful community! They have a great tennis team, great swim team for the children, and have an anual Pig Roast that neighbors talk about for weeks, there is the annual yard sale, Halloween parties and always something going on! The neighbors are wonderful and very caring. The wonderful thing about when they built the neighborhood is that they left many tree's and the houses are not on top of each other! My house is on a culdesac and it is loaded with tree's in the back and my property backs up to another property that has horses, they use the horses for rehabilitating children, you do not see the horses often usually in the winter when the leaves are off of the tree's. Did I mention the Jr. Olympic sized pool and beautiful clubhouse? Lifeguard companies are hired to maintain the pool all summer. We loved living there! If you are in the area look for my house on Broadmoor Court on the culdesac it is up for sale by us and we have lowered the price wayyy down due to the fact that we have 2 house payments. My children grew up in the schools and loved them they have alot of spirit, and great teachers. Anopther thing about the area is once you live there you quickly meet so many people and learn the grocer, postman,drycleaner,librarians etc etc all by name. The subdivision is off of Parkwood tucked inbetween Hwy 78 and 124 giving you access to getting in traffic or taking back roads, it is very convient to many things but not close enough to bother you. There are wonderful parks in the area, and wonderful libraries! Hope this helped!! Sherie ... more
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