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30028 : Real Estate Advice

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  • Local Info0
  • Home Buying3
  • Home Selling1
  • Market Conditions0

Activity 8
Alysse Musgr…, Real Estate Pro in Coppell, TX
Fri Dec 9, 2016
Alysse Musgrave answered:
Rent to own is just a horrible idea. More than likely, you're going to lose a lot of money. I suggest you wait until you can qualify for a traditional mortgage; then buy a home.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.

Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
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Kirsten Well…, Real Estate Pro in Atlanta, GA
Thu Sep 15, 2016
Kirsten Wellborn answered:
Hi svetatil,

It sounds like you've had better days.....

I would suggest speaking with your real estate agent or broker to start with. They will be more aware of the details related to your specific case.

There may be multiple factors at play here, and the resolution could be anything from someone saying oops... we made a mistake & writing a check to asking a court to decide how to resolve the issue.

There isn't a managing authority for these industries that oversees civil disagreements or determines responsibility in a case like this.

Give your agent a call, and they should be able to assist you in determining which direction follow.

Good Luck,
Kirsten Wellborn
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MCM_STL, Home Buyer in Saint Louis, MO
Tue Apr 5, 2016
MCM_STL answered:
The basement issue really depends on what's normal for where you are. In my city, basements are nearly always standard equipment and not having one takes a bite out of your property value because an overwhelming majority of buyers simply expect houses to have them. Slabs are often hard to sell even when they're priced lower than basement-having houses. I'd never buy a slab foundation house here unless I was sure I wanted to stay in in for decades.

To me 3,100 sq feet is TON of house. I'd never want more living space than that and I absolutely think there's something to be said for not having to look at your neighbors' houses every time you go outside.

Really, it's simply a question of what buyers expect in your community. Are basements the norm or not?
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Tina Hillmer,  in Cumming, GA
Tue May 19, 2015
Tina Hillmer answered:
Many buyers dont think to hire an inspector when buying a new home.... most builders hire contractors to do the work, so I always recommend contracting for a new construction inspection. It may cost a bit more but having someone that know what should be done at each phase of the constuction will keep the contractors on their toes! ... more
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Todd Sheppard,  in Atlanta, GA
Tue Aug 5, 2014
Todd Sheppard answered:
You may be able to qualify for FHA financing assuming minimum credit scores are met and that you total debt to income ratio is at or below 55%. Assuming total income of $1200 per month and grossing up by 20% then your total allowable debt is $792 per month. From that number you would need to deduct any existing debt i.e. car payments, credit cards....
If we assume that you have no debt whatsoever then you could qualify for a loan amount of $94,000 which would require a down payment of $3400. Obviously these figures are based on assumptions and we would have to take a look at the actual numbers to give you an accurate amount.
If you are interested in seeing what you truly qualify for, I can be reached at on @ 678-226-7847
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Marie Souza…, Real Estate Pro in Centerville, MA
Thu Oct 13, 2011
Marie Souza Team answered:
Tanika - If you want them to build you a custom house, yes, you have to put down some money (not in full!!). They are not going to risk you walking away from such a huge expense with no money down. If you don't have an agent & are thinking about building, get one ASAP. Make sure your agent is familiar with new construction as there are so many variables & payment options. This is the time for a good negotiator!!!
The Marie Souza Team - Top Selling on Cape Cod
Cape Cod Real Estate Services
Phone: 508-790-2000
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Robert Carlo…, Real Estate Pro in Johns Creek, GA
Mon Apr 26, 2010
Robert Carlough asked:
buyer is asking to use a VA Loan. I read somewhere that the 90 day seasoning rule has been waived by FHA as of Feb 1, 2010. But I cannot seem to find any info regarding VA loans. Is there…
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Dee, Other/Just Looking in 30028
Sat Oct 24, 2009
Dee asked:
I just started getting ssdi and want to know if I can lower my mobile home monthly house payments. If so how does one proceed.
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