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Home Buying in 30024 : Real Estate Advice

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  • Local Info8
  • Home Buying22
  • Home Selling3
  • Market Conditions4

Activity 17
USMortgageRa…, Real Estate Pro in Plano, TX
Sat Jun 4, 2016
USMortgageRanger answered:
Hi Shirley,

This is a very tough situation to be in. My advise is to get qualified for your mortgage and purchase your home but you will have to take the bus for a few weeks while you are buying your home. After you have closed on your home then you can find a decent car to purchase as the mortgage does not affect your car buying power. It will take some discipline and I wish I was closer to help you with transportation as I have a 2nd car that I rarely drive. If you are interested I can qualify you over the phone and provide you with an approval Letter to start the process.

Lowell Sterling
469-347-3572
... more
0 votes 1 answer Share Flag
Ellievdavis55, Home Buyer in Portland, OR
Thu Mar 17, 2016
Ellievdavis55 answered:
I think that you could get a seller to be willing to make those repairs before you close, by offering to add that price to what you'll pay them. A lot of it will depend on who you talk to and what arguments you make though. I would definitely suggest talking to professionals to get quotes on those things before you even consider talking to the sellers. That way they'll know what kind of investment they'll be putting in.
http://www.guardianwindowsanddoors.com
... more
0 votes 2 answers Share Flag
Jeri Patrick, Real Estate Pro in Pooler, GA
Thu Nov 5, 2015
Jeri Patrick answered:
I would contact a local lender to see what you qualify for. There are loan options out there that you might be able to use.
0 votes 7 answers Share Flag
Jackson Will…, Home Buyer in Provo, UT
Thu May 21, 2015
Jackson Willis answered:
Mortgaging is always an option. You should go to your bank to see if they can help you get the process in motion. Essentially you'd be borrowing money, and using the house as collateral, than paying the money back with interest. If you do a bit of research about the process, then go to your bank, you should be in a pretty good place overall. I hope you're able to get this all figured out without too much stress.
https://www.bankbv.com/mortgage
... more
0 votes 3 answers Share Flag
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Sat Apr 25, 2015
Tim Moore answered:
Find the link on the page named MORE, under it is a drop down menu with FLAG - click it.
0 votes 1 answer Share Flag
Anthony Acos…, Real Estate Pro in Atlanta, GA
Fri Jun 13, 2014
Anthony Acosta answered:
I just listed a home that was built in 2004 with 3 bedrooms, 2-1/2 bath located at 405 Friars Head Drive Suwanee, GA 30024 in the Townsend Creek Community. Spacious living space, great kitchen, private backyard. Community amenities include Swimming Pool, 4-Tennis Courts, 2-Playgrounds, and an active homeowners association. Townnsend Creek has a beutiful private trail in the community's 40 acres of natural reserve. Call today to schedule a private tour of this great home. ... more
0 votes 4 answers Share Flag
 attypahl, Real Estate Pro in Atlanta, GA
Sat Mar 29, 2014
attypahl answered:
I am a real estate attorney here in Atlanta and I enjoy closing properties on site (with chocolate in tote) since it allows me the chance to get out of the office. Some things to consider when opting to close on site:
1. Logistics. Most lender closing packages arrive shortly before closing. Choose a lender than can guarantee package arrival at least 24 to 48 hours prior to closing. New construction loan closings often involve last minute underwriting issues. Consider also that most lenders will not send their package until these issues have been resolved.
2. Funding. The majority of lenders require funding documents at the closing table, after documents have been signed. The closing office would need a high capacity scanning device and internet access in order to get the documents to the lender for final approval.
3. End of Month. The last day of the month, the last Friday of the month and days before holidays are by far the most popular closing days. Avoid these days, since it can affect logistics and funding. Closing the first week of the month is optimum.

CHRIS PAHL,
Real Estate Attorney
http://TitleLawyer.com
... more
1 vote 4 answers Share Flag
Liz Ryan, Real Estate Pro in Cumming, GA
Wed Nov 13, 2013
Liz Ryan answered:
Suwanee is located in two counties, Gwinnett and Forsyth and both offer upscale neighborhoods such as Laurel Springs, Grand Cascades, Olde Atlanta in Forsyth and The River Club, Edinburgh,and Rivermoore Park in Gwinnett. Both Suwanee's offer excellent schools, but Forsyth County schools are ranked higher according to School Digger and for sure the property taxes are lower in Forsyth County. ... more
1 vote 5 answers Share Flag
Mayra Muret, Real Estate Pro in Buford, GA
Mon Jul 29, 2013
Mayra Muret answered:
Need more information regarding your goals. Rentals, fixers, leasing, etc. What is your budget? Values are increasing on a monthly basis. Gwinnett, Forsyth , Cobb, Barrow counties are some of the areas that are moving very fast of course it all depends how far from home you want to be, how much time you have to invest in the venture. I work with investors and I handle all the process from location to leasing or resale. Feel free to contact me at sellinggeorgiahomes@gmail.com or 678-772-8585 ... more
0 votes 4 answers Share Flag
Maijac2, Home Buyer in Suwanee, GA
Mon May 20, 2013
Maijac2 answered:
Thank you both Raymond and Rodney, I will heed the warning.

I am in the position of needing to relocate preferably to 30024 zipcode, are either of you gentlemen familiar with realtors in the area. I am looking for a 3 bedroom townhome? ... more
0 votes 3 answers Share Flag
Rodney Mason, Real Estate Pro in Atlanta, GA
Mon May 20, 2013
Rodney Mason answered:
This is a quesiton for your Buyer's Agent when you are ready to make an offer on a specific home.

We are very much in a seller's market in much of Atlanta. This means that homes (that are in good condition and accurately priced) are not staying on the market for very long. Many of them are seeing multiple offers and quite are few are selling above list price. This holds true for HUD REO's. Most HUD home that I am hearing about are being overbid on.

This same story is now playing throughout Atlanta. There is really not much the Buyer's Agent can do to get an offer accepted by the Seller when another Buyer offered them a higher net.

If you are looking to purchase a property, working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your mortgage options. To get Pre-Qualified for your purchase, you can submit your request online at www.rodneymason.com.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
0 votes 7 answers Share Flag
Margaret  Wo…, Real Estate Pro in Duluth, GA
Mon Jun 18, 2012
Margaret Woodruff answered:
As a buyer's agent in the Suwanee area, I've lived and worked here for 17 years. Hank gives some very good points.

One thing you must understand is that the agent, whether working for buyer or seller, cannot do anything about response time, repairs, misinformation, etc, and are just as much at the mercy of the banks as you are. We do our best, but in the end, our expertise is in Georgia Real Estate law, negotiations, and contracts, not repairs, or predicting the future of the housing market. So whoever you plan to go with, understand they are limited in what they can do. Going outside that carries some stiff penalties that most of us are not willing to risk.

Would you want your hairdresser writing up a real estate contract? Go with someone who has the knowledge to refer you to the correct expert, not someone who pretends to know everything.

Best of luck!
... more
0 votes 13 answers Share Flag
Margaret  Wo…, Real Estate Pro in Duluth, GA
Mon Jun 18, 2012
Margaret Woodruff answered:
The per diem charge is between the buyer and seller - that's you and the builder. If you were charged at closing this per diem, likely your contract says they can charge it. It is usually placed in a contract to protect the seller, is of no benefit to the buyer, and is intended to ensure an on-time closing.

If your lender is the one delaying the closing, talk to them about paying it. If closing is delayed because you are missing some documentation, there's probably not much you can do.

Best of luck!
... more
0 votes 5 answers Share Flag
Elden Alvarez, Real Estate Pro in Duluth, GA
Sun Jul 25, 2010
Elden Alvarez answered:
Toni
Please reference the website below if you have any questions on your home purchase. We are a local bank in Gwinnett County that has been involved in the community for over 100 years. If I can be of any assistance please contact me.
Good luck on buying and selling.
... more
0 votes 10 answers Share Flag
Wilma Hine,  in Alpharetta, GA
Tue Mar 2, 2010
Wilma Hine answered:
Hi Toni,
I think you should find the agent who best suits your needs- both professionally and personality wise- look at the marketing that their company has to offer as well as how much personal interest this person takes in your home- are they sincerely excited about the opportunity to represent you and are they willing to listen to how you feel about your home and involve you in the process- many times you are your homes greatest marketing tool! If you take all of these things and put them together then you can determine who is the "top agent" for you- good luck in your search- I think you've been given some great advice in the answers to your question. ... more
0 votes 13 answers Share Flag
Hank Miller, Real Estate Pro in Alpharetta, GA
Fri Jan 9, 2009
Hank Miller answered:
Kathleen is a bit too high on things - Joshua is more accurate...and he's a smidge optimistic for me.

Up to 200K is about flat, 250-350 is about 5% off, over 350 is about 7% off. Attached homes (mainly under 150) are about 7% off. The major issue is inventory - it's saturated and until that is absorbed (est 14-19 months depending on price point) flat is considered "good".

It's a good time to buy SMART - and be realistic, don't expect appreciation anytime soon. That said, I'd still rather buy than rent.

These numbers are taken mainly from my appraisal data souces and from working this area with both sales and appraisals -

Hank
... more
0 votes 3 answers Share Flag
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