I have a few suggest lenders, and by the way, you want to use only a Direct Lender in this market, not a Mortgage Broker.
I will suggest Jason Young 678-608-2944 or Robin Ehorn 678-608-2947 with American Bank Mortgage Group in Dunwoody, or Tenley Stephens 770-551-4159 with Suntrust Bank near Perimeter Mall - these are all experienced pros and can suggest the best loan vehicles. It sounds like a conforming first ($417)K and a HELOC second could save you some DP if that option is attractive. For a HELOC I have a local bank that I beleive can do a 95% CLTV with your fico score.
As far as the Broker Representation, homefinding, and transaction oversight and negotiation side of things, I would be happy to assist and represent you, and provide some unmatched services and protections.
The Wise Buyer Program provides over $5000 worth of free home structural and major systems analysis in addition to top buyer representation. There is nothing else like it in Atlanta - with this system you are more informed because you know what you are buying Before you ever submit your offer! That approach has many significant benefits - for more information, see the site below, or contact me at your convenience.
Broker/Owner - Realtor
Professional Buyers Broker
ICC Code Certified Building Inspection Expert