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29745 : Real Estate Advice

  • All11
  • Local Info0
  • Home Buying6
  • Home Selling1
  • Market Conditions1

Activity 9
Tue Oct 11, 2016
Angelica P answered:

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Hopefully this information is helpful.

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Consumer Care Advocate
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Tue Jul 26, 2016
Lakeshia Smarr asked:
I live in York SC. Me and my family are trying to start a cleaning business (foreclosure, commercial and landscaping services). Are their any Realtor investors/ out there that need consistent…
0 votes 0 Answers Share Flag
Mon Sep 29, 2014
Myra Strickland answered:
Good Evening Linda, I would not worry about your being energy efficient. The guild line for energy efficient change. there are a lot more things that need to be focused on when prepareing ot sell your home. If you would like for me to discuss this in more detail with, please feel free to give to me a call. Once we talk, I will be able to get a better direction of you goals and give you a recommendation regarding you home. You may contact me on my cell 803 371 4523, or if had rather talk via e mail, my e mail is ... more
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Sun Jan 6, 2013
Myra Strickland answered:
I think you have to decided what is best for you. Certainly we all like to be debt free. You also have to consider that mortgatge rates are low . Have you consider this option. put 20% down, that way you do not have to pay PMI insurance. Then instead of using your cash get a mortgage, but take the cash you were going to use and put it in a seperate account marked house. That way, you can write the interest off on your home, get interest on the mony you set aside. If you ever get tired of making payment, then you have the homey to pay off the home. ... more
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Wed May 16, 2012
Annette Lawrence answered:
I'm confused!
#1 My appraisal indicates a declining market "but later you write.."
The appraised value is actually higher than the sale price.

#2. The appraisal was for a lot and a proposed house (the house does not exist)

So, if I am reading the Tea Leaves want the appraisal to be lower/higher ?????

You will need to review the appraisal and identify what is being used as comparable properties.
Then go to Zillow and Trulia and observe the values they apply, Then discard these numbers for they are completely random and have no value what-so-ever.

Contact your real estate professional and have a Comparative Market Analysis completed. This would have been completed before you even submitted your offer to purchase.

Oh, you may not have used a real estate professional. It is very likely you are not going to use the professional for this purchase so be prepared to do the right thing. PAY FOR THE SERVICE.

If the recent comparable identified by your real estate professional alter the value, you can challenge the appraisal with your findings and establish your comparables are more valid that those previously used. Your challenge can be prepared and submitted by your agent.

We don't get too many High appraisal complaints in this market.
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Thu May 12, 2011
Emily Erekuff answered:
Hi Joellen,

I presume that the home you've claimed is the property you're referring to, and though it appears as though your home may have been listed on Trulia at some point, we definitely aren't receiving listing information for this property any longer. As the other answers recommended, you should contact your listing broker or agent to submit your listing information to us. He or she can easily do that via the link below and your listing will be live on our site within approximately one hour.

Please let us know if you have any other questions or feedback to share with us.

Best Wishes,

Emily Erekuff
Community Moderator
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Fri Dec 11, 2009
Luke Allison answered:
I have between 5.00% and 5.25% depending on the credit score. No points and no origination fees.

Luke Allison
Bank of America Home Loans
828-777-8828 ... more
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Thu Feb 19, 2009
Cahill Miller Group answered:
I couldn't tell you why you received $7800.00 instead of $7500.00, but I do think you should check with your accountant. I've posted some information below in reference to the Tax Credit for First Time Homebuyers for 2008 and 2009. I hope this helps. It's my understanding that the new bill that just passed is for purchases made in 2009 and will not have to be paid back over the course of 15 years.

FIRST-TIME HOME BUYER CREDIT First-time home buyers are eligible for a refundable tax credit equal to 10 percent of the purchase price of their home, up to $8,000, if they made the purchase after Jan. 1, 2009, but before Dec. 1, 2009.

Unlike a similar credit that Congress provided last year, you don’t have to pay this one back over 15 years. The new credit, however, does phase out for individuals with incomes over $75,000 or married couples with incomes over $150,000 who file their taxes jointly. Also, you forfeit the credit if you sell the house within three years.
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1 vote 2 answers Share Flag
Sat Jan 10, 2009
Roslyn Ferrell answered:
Ms. Howard,

Visit the SC State Housing Finance and Development Authority website :
for information on various loan programs to include first time homebuyers and single parent programs.

Good luck n your search.

Roslyn Ferrell
Coldwell Banker United, Realtors
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