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28734 : Real Estate Advice

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  • Local Info0
  • Home Buying3
  • Home Selling2
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Activity 6
Wed Feb 22, 2017
Hello, I'm a mortgage professional.

You can get a mortgage with as low as a 580 credit score and you would only need 3.5% down payment. You can even roll in closing costs using a sellers concession.

We may be able to just use your husband depending on his income and so forth or I can take a look at your credit and see if we can get your score up quickly so we can put you both on the loan.

If you need help your are welcome to fill out an application on my website or you can contact me with any questions.
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0 votes 1 answer Share Flag
Mon Feb 23, 2015
Sally Grenier answered:
Your best (and only) solution is to just FLAG the listings and they'll be removed. Trulia doesn't care and really has no way to police these types of listings.
0 votes 2 answers Share Flag
Wed Dec 4, 2013
June Tassillo answered:
The bank has to Approve it now and it takes time. First they will order a BPO or a appraisal which can take up to 3 weeks. Then the bank will review it. They will have the selling agent sending in paperwork from the seller that they probably already have but you have to do it again sometimes. I have not had one take over 2 months but it can be longer to close. If you really want the house hang in there. ... more
1 vote 2 answers Share Flag
Fri Sep 27, 2013
Yes, a mortgage is an asset to a bank just like the chairs in their lobby. In this case an asset they didn't want.

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. This answer is my personal opinion, has not been reviewed or approved by the company I work for. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
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Fri Sep 20, 2013
John Becker answered:
Hi there! Take a look at the green bar at the top of your Trulia page... you should see a link for "Submit Listings". Click that and off you'll go! Hope that helps!
0 votes 2 answers Share Flag
Wed Apr 20, 2011
Jamie Stamey answered:
My name is Jamie Stamey & I am a broker at Unique Properties in Franklin,NC.The 2006 county valuations are too high.I can come look at the parcel & give you a selling price for today if you want.Just call me at 828-342-0069 ... more
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