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Home Buying in 28227 : Real Estate Advice

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  • Local Info3
  • Home Buying8
  • Home Selling2
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Activity 8
Sat Apr 8, 2017
AMC123 asked:
We are in the Charlotte, NC area and in the process of building a new home, with a local builder (not a custom home). My husband does have some construction background and has found several…
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Wed Aug 31, 2016
Mgparham answered:
IF THERE ARE TOW OWNERS AND ON DIES WHO OWNS THE PROERTY
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Thu Jun 23, 2016
Karina303132 asked:
Whats my % on buying a house with a 15.000 and a 180 credit score my husband is ilegal we dont have no debt at all
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Sat Apr 19, 2014
pvt.bobbyjoe1861 answered:
if you want to buy a home that's financed in the charlotte area you need to check the sellers background before you buy from him or her because there is a lot of cases out there right now with sellers who finance and that's why brokers and realtors have put a stop to it. they are planning to take any property and collect money for the business sells. because many sellers have had cheated a lot of people and just get the money for rent not selling to people and you could be wasting a lot of money for nothing. so check the sellers background with banks and or credit check on seller before you buy from them. its a bad idea to buy from owners who sell because they sometimes can have a criminal background there are a few in charlotte area but be careful who you go to, your best bet is talk to consumer protection they can advice what to do, ... more
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Wed Dec 18, 2013
Nina Hollander answered:
You can rent it out, but you would need to double-check with your lender as to how the property is categorized--if it's not used as a primary residence it becomes an investment property. You might want to shop around for lenders who might take less of a down payment than 20% on an investment property. ... more
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Mon Sep 30, 2013
Daniel Fisher answered:
Good afternoon, Latisha:
I see you are considering Home Buying in 28227. public transportation info for this area can be found at http://www.charmeck.org/Departments/CATS/ If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click. ... more
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Mon Apr 29, 2013
Daniel Fisher answered:
Good afternoon, Herdoviness:
Below is a link to a Trulia Real Estate Blog that summarizes the basic criteria for getting a loan. If you meet this criteria, you can often get a loan. Some clients relocating to the area have gotten a loan with an employment letter and verification from their employers HR department that they have actually started the job. Some recent college graduates have gotten loans fairly quickly. Clients also got a loan when they were continually employed in the same general field of work for at least two years whose new job was the same type of work. It all depends on the lender. Which one I would recommend depends on your specific situation, how much down payment you have, whether you are a 1st time home buyer, your total income, etc. If you have a full time agent with a Masters degree in Planning with Finance and over two decades of experience, working for you, you will likely do better in negotiations. I'd be pleased to provide that service. If you appreciate this answer, please give it a thumbs up, or if this was the most helpful answer, please say thanks with a best answer click. ... more
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Thu Mar 31, 2011
Nathan Wolf answered:
There are programs for Down Payment AND Closing Costs AND YEARLY TAX CREDITS available. Call me if you would like to find out more. 704-858-2345

You could qualify for up to $8000 Down Payment Assistance. Plus $2000 PER YEAR tax credit. Plus Closing Costs. PLUS there is even a matching funds grant of $7500 available. ... more
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