Good afternoon, Herdoviness:
Below is a link to a Trulia Real Estate Blog that summarizes the basic criteria for getting a loan. If you meet this criteria, you can often get a loan. Some clients relocating to the area have gotten a loan with an employment letter and verification from their employers HR department that they have actually started the job. Some recent college graduates have gotten loans fairly quickly. Clients also got a loan when they were continually employed in the same general field of work for at least two years whose new job was the same type of work. It all depends on the lender. Which one I would recommend depends on your specific situation, how much down payment you have, whether you are a 1st time home buyer, your total income, etc. If you have a full time agent with a Masters degree in Planning with Finance and over two decades of experience, working for you, you will likely do better in negotiations. I'd be pleased to provide that service. If you appreciate this answer, please give it a thumbs up, or if this was the most helpful answer, please say thanks with a best answer click.