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Foreclosure in 28215 : Real Estate Advice

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Activity 6
Fri Aug 5, 2016
Rosie asked:
My ex and I had a house together but the one in the title is just him. I stayed in the house and he moved out. The house will be foreclosed and the bank got in touch with him offering cash…
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Fri Feb 14, 2014
Loveurrlife2 answered:
Where do you locate the cash 4 keys form to complete? I can't locate it online.
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Thu Jan 23, 2014
Ferris653 answered:
Tue Oct 16, 2012
Kathleen Turner answered:
Cash for Keys is a real program. My question to you, though, is why is there an eviction? Has your home already been sold at foreclosure? Once the house is sold on the courthouse steps at the foreclosure sale, you no longer own the home. Most Cash for Keys programs stipulate that you leave the home prior to the foreclosure sale. If you have missed the agreed upon date to move, the Bank may not be so willing to help you out. An eviction procedure costs the Bank additional funds. Regardless, the Bank would have sent you reams of paperwork regarding your foreclosure. Read it very carefully! Contact the Bank immediately to see where you stand and if you can move without going through the eviction. An eviction will also go on your credit report, in addition to the foreclosure, making finding rental property all that more difficult. Best of luck to you; I wish you well. ... more
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Mon Jul 16, 2012
Daniel Fisher answered:
Good evening, Vero:
North Carolina has a great website related to foreclosures The N.C. Foreclosure Prevention Fundâ„¢ helps North Carolina homeowners who are struggling to make their mortgage payments due to job loss or temporary financial hardship. For qualified homeowners, the Fund can provide an interest-free loan of up to $36,000 to pay your mortgage and other related expenses for up to 36 months while you search or retrain for new employment. If you are currently employed but have a second mortgage that is unaffordable because of a prior job loss or reduced income, the Fund offers an interest-free loan of up to $30,000 to pay off your second mortgage. The Fund provides assistance at no cost to you.

Explore this site or call 1-888-623-8631 to learn:
what kind of mortgage help may be available for
you to prevent foreclosure
if you qualify for assistance using our quick and convenient
eligibility tool
how to find a HUD-approved housing counseling agency
in your area to help you apply and how to apply online

The State Home Foreclosure Prevention Project helps North Carolina homeowners who are facing foreclosure for any reason. It offers free housing counseling, access to legal services for people with lower incomes, and help with your mortgage servicer. If you have received a 45-day pre-foreclosure notice from your servicer and/or a foreclosure help letter from the N.C. Housing Finance Agency, call 1-888-442-8188.

here are a couple other good resources:
http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure/
www.makinghomeaffordable.gov/

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