Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

28215 : Real Estate Advice

  • All17
  • Local Info0
  • Home Buying10
  • Home Selling0
  • Market Conditions0

Activity 13
Fri Aug 5, 2016
Rosie asked:
My ex and I had a house together but the one in the title is just him. I stayed in the house and he moved out. The house will be foreclosed and the bank got in touch with him offering cash…
0 votes 0 Answers Share Flag
Fri Oct 23, 2015
Shabirk040 asked:
I am still looking for duble story 4 bedroom reasonable home but Trulia always send me 3 bedroom home list so i don't know what i need to do with these all listing because i don't…
0 votes 0 Answers Share Flag
Mon Jun 9, 2014
Jacqueline Nurse answered:
Hi. Certainly understand your concern and no single property is perfect. What is the demand for rentals in the area and specifically in that building? Hope this helps.
Best wishes
Jacqueline Nurse
305-609-1232
... more
0 votes 1 answer Share Flag
Fri Feb 14, 2014
Loveurrlife2 answered:
Where do you locate the cash 4 keys form to complete? I can't locate it online.
0 votes 21 answers Share Flag
Thu Jan 23, 2014
Ferris653 answered:
Mon Aug 26, 2013
Victor Ahdieh answered:
If you're still interested, I can point you in the direction of a good property management firm. Talk to you soon, Victor (VictorAhdieh@yahoo.com)
0 votes 4 answers Share Flag
Mon Aug 26, 2013
Victor Ahdieh answered:
If you're still interested, I can point you in the direction of a good property management firm. Talk to you soon, Victor (VictorAhdieh@yahoo.com)
0 votes 1 answer Share Flag
Tue Oct 16, 2012
Kathleen Turner answered:
Cash for Keys is a real program. My question to you, though, is why is there an eviction? Has your home already been sold at foreclosure? Once the house is sold on the courthouse steps at the foreclosure sale, you no longer own the home. Most Cash for Keys programs stipulate that you leave the home prior to the foreclosure sale. If you have missed the agreed upon date to move, the Bank may not be so willing to help you out. An eviction procedure costs the Bank additional funds. Regardless, the Bank would have sent you reams of paperwork regarding your foreclosure. Read it very carefully! Contact the Bank immediately to see where you stand and if you can move without going through the eviction. An eviction will also go on your credit report, in addition to the foreclosure, making finding rental property all that more difficult. Best of luck to you; I wish you well. ... more
1 vote 8 answers Share Flag
Mon Jul 16, 2012
Daniel Fisher answered:
Good evening, Vero:
North Carolina has a great website related to foreclosures The N.C. Foreclosure Prevention Fundâ„¢ helps North Carolina homeowners who are struggling to make their mortgage payments due to job loss or temporary financial hardship. For qualified homeowners, the Fund can provide an interest-free loan of up to $36,000 to pay your mortgage and other related expenses for up to 36 months while you search or retrain for new employment. If you are currently employed but have a second mortgage that is unaffordable because of a prior job loss or reduced income, the Fund offers an interest-free loan of up to $30,000 to pay off your second mortgage. The Fund provides assistance at no cost to you.

Explore this site or call 1-888-623-8631 to learn:
what kind of mortgage help may be available for
you to prevent foreclosure
if you qualify for assistance using our quick and convenient
eligibility tool
how to find a HUD-approved housing counseling agency
in your area to help you apply and how to apply online

The State Home Foreclosure Prevention Project helps North Carolina homeowners who are facing foreclosure for any reason. It offers free housing counseling, access to legal services for people with lower incomes, and help with your mortgage servicer. If you have received a 45-day pre-foreclosure notice from your servicer and/or a foreclosure help letter from the N.C. Housing Finance Agency, call 1-888-442-8188.

here are a couple other good resources:
http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure/
www.makinghomeaffordable.gov/

If you appreciate an answer, please give "thumbs up". For the most helpful answer, please say thanks with a "best answer" click.
... more
0 votes 5 answers Share Flag
Wed Apr 6, 2011
Melissa H. Williams answered:
I have the ability to do up to 10 properties if you are having trouble. Please give me a call or email me. 866-874-5441 or mwilliams@proficiomortgage.com
1 vote 9 answers Share Flag
Thu Jul 29, 2010
Christina Heyman answered:
Really there are pockets of good schools all over our region in both North & South Carolina. My children went to schools in South Charlotte but there are great schools in all the surrounding communities as well. Go to NCreportcard.com as stated before and when you are ready visit the schools before making an offer on a home.
Also there are lots of great private school options as well.
As Realtors we are bound by the Federal Fair housing act and can't give you a specific recommendation but we can help you with websites for the school systems and resources to help you make the best decision for your family.
... more
0 votes 5 answers Share Flag
Thu Jan 29, 2009
Voices Member answered:
I asked my preferred lender this question on Monday, actually, and she explained that it is based on the social security number. It has nothing to do with your marital status (or lack thereof). Each of you would need to qualify on your own for the mortgage to have 4 each. If you had a mortgage jointly, that would count as one for each of you. So moving forward, you could get a mortgage on your own (up to 4), with your partner (up to 4 each), or your partner could get separate mortgages (up to 4).

Remember that the limit of 4 DOES include any primary residence. They don't distinguish between a home you live in and an investment property. Four is four.

I hope this helps you. As with any mortgage question, it is important to talk to a lender you trust before making any decisions. I have several I work with who understand the laws and keep abreast of the changes, if you need a referral. Feel free to contact me.

Susan Burton
704-502-3781
SusanBurton@CarolinasAgent.com
... more
0 votes 3 answers Share Flag
Search Advice
Search

Followers

640