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Home Buying in 28212 : Real Estate Advice

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  • Home Buying6
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Activity 5
Thu Oct 6, 2016
Qulia Bryant answered:
Hi there, it looks like your questions went unnoticed here but I'd be glad to point you in the right direction. It sounds like you want to refinance and apply for a new mortgage at the same time. It shouldnt be anything wrong with this depending on what type of loan you currently have and which type of loan you are trying to obtain. The main issue would be the costs and the commitment to the process. Applying for a refinance requires the same documents as applying for a new mortgage, doing both processes at the same time can be overwhelming. Your expenses for appraisals, closing costs,and prepaids would be due simultaneously also. So its more of a question for you to answer on whether you want to refinance and buy a 2nd home at the same time. Id be glad to answer any other questions you may have, feel free to contact me at anytime quliasells@gmail.com. Thank you, Qulia Bryant ... more
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Thu Oct 6, 2016
Qulia Bryant answered:
Hi there, if you are searching for a home in the Charlotte area there are a few down payment assistance programs. There is a new program offering home buyers up to $15k in down payment assistance starting Oct 15th. In certain neighborhoods in Charlotte you can get up to $40k in down payment assistance through city grants. I used these same grants 2 years ago when I first purchased my home. I am now a realtor and I help other people find resources for home ownership. Unfortunately your credit score would need to be a little higher but I can assist you with that also. Please feel free to contact me anytime if you have questions about any of this.

Best Regards,
Qulia Bryant
... more
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Thu Aug 4, 2016
Parrott.eric asked:
Thu Aug 22, 2013
Daniel Fisher answered:
Good evening, Brian:
Not sure what divisions you might be thinking about. You would probably have to do some personal surveys of the area to determine if it is where you want to be. The Census Bureau and Law Enforcement entities may also have info. If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click. ... more
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Thu Apr 25, 2013
answered:
As a VA direct lender I can give you 100% certainty that you are good to go! You have no limitations on the property being in foreclosure.

Best of Luck!
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