Interest vs. rent;
Locked into ownership vs. Freedom;
Slow sales in the Winter months vs. More sales in the Summer Season;
Homeownership is your best investment to build wealth. I see the best deals in Feburary when people are depressed about the lack of light and it is too cold to go outside. If you can hold out for a better credit score in order to get a better interest rate, do it. AND don't spend too much during the Christmas season.