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27513 : Real Estate Advice

  • All24
  • Local Info1
  • Home Buying11
  • Home Selling3
  • Market Conditions0

Activity 20
Mon Oct 2, 2017
agency_position asked:
Looking at doing some home improvements, maybe 25K worth, and exploring the option of an IO refi loan versus a HELOC. We have about $100K in equity so Im not worried about zero equity over…
0 votes 0 Answers Share Flag
Thu Mar 2, 2017
Eric asked:
102 Eaglesham Way, Cary NC 27513 sold on 12/15/2016 for $335,000.
Trulia is off by $100,000. Check the tax records. Please correct.
0 votes 0 Answers Share Flag
Tue Jun 14, 2016
Lucy Park asked:
if not, how do I upload a listing to trulia?
0 votes 0 Answers Share Flag
Thu Apr 16, 2015
Marc Langefeld answered:
Hi Kristin,

In case you are still looking, please call me at 919 749 1117 or Email me at to discuss what you are looking for.


Marc Langefeld ... more
0 votes 2 answers Share Flag
Wed Dec 4, 2013
Noel Temple answered:
Most buyers I work with are primarily concerned with location, whether it be for schools, work, shopping, hospitals or RDU. If the homes have the right amount of beds and baths, people don't seem to get too worked up over the yard sizes or the cosmetic features. Location, Location, Location!! ... more
0 votes 2 answers Share Flag
Wed Jun 5, 2013
Doreen Eby Broder answered:
Hi Mel,
The closest class I know of is in Charlotte for the ASP certification. The website is You can take an online course that is interactive. Another website is to obtain the HSR certification.

Have an awesome Day!

Doreen Broder
Keller Williams Realty-Cary
... more
0 votes 1 answer Share Flag
Wed May 29, 2013
Good morning agency_position,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible economy, you have a low credit score and you have a dream of buying a home, here's some simple advice for you.

It is unlikely you could be approved for mortgage financing with that credit score at this time.

Beware of any mortgage professionals promising you an approval with such a low score. Wait on buying a home. I recommend you take the time to resolve your credit issues.

First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those accounts on time. If you do not have any existing credit accounts then you'll need to establish several in order to create a viable credit history.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website.

Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE.

The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
0 votes 2 answers Share Flag
Thu Jul 19, 2012
Michael Colvin answered:
I would reccomens Starkey Mortgage, they are local Audra Ange 919 491 8369
I would always compare 2 lenders, my other choice would be a local bank.
0 votes 9 answers Share Flag
Wed Jul 18, 2012
Linda Jandura answered:
First you will need to talk to a lender. He/She will look at your numbers and let you know what amount of a mortgage you will qualify for and what your payment will be.
Next, talk to a Realtor. (I can help, of course!) I will let you know that looking for anything in Cary under $100,000 will limit you to the low end condos.
There's lots more to talk about and learn. Feel free to call or email me if I can help.
Linda Jandura
... more
0 votes 4 answers Share Flag
Tue Jun 19, 2012
Tracy Santrock answered:
In some parts of the country a 2-Car garage is a liability. In this area as long as you have a garage you are ok for resale purposes.
0 votes 12 answers Share Flag
Mon Jun 18, 2012
John Davison answered:

You can either do it for free on Trulia and Craigslist and other various sites or hire a property management firm or a Realtor themselves (who can advertise the property through the MLS). Fees are fairly competitve and usually range from a half month to a full months rent. Property management fees for companies to manage the property after the tenants are in can range from 6-10% a month. These are ball park figures, but should help you to decide if you want to do this on your own or consult with a professional. If you decide to manage the property yourself, please be advised of all of the laws, especially pertaining to eviction. There are a lot of professional tenants out there that know more than you do, so be careful! Feel free to call if you need any assistance or guidance.

(919) 449-7721
... more
0 votes 7 answers Share Flag
Fri Jul 29, 2011
Dave Jezierski answered:
Hi There, this really falls outside of scope a real estate licensee can answer. You need to talk to a reputable lender with a big bank. Like BofA, Wells Fargo, SunTrust, Chase, BB&T, 5/3 might be able to help you. The reason I say big banks is they are the driving force when it comes to directing where the rest of the mortgage industry goes.

A mortgage broker may be able to give you a decent answer, but they are not in control. I would bank on the bigger ones for a more concrete answer going forward.

On the other side of that though, a broker may have access to a boutique lender that may be able to help you, but be aware that it will be at a significantly higher interest rate.

Hope that helps
... more
0 votes 2 answers Share Flag
Thu Jul 28, 2011
You are welcome.

At the time you were dealing with them you were probably dealing with their loss mitigation department - you should now be dealing with a department with a quicker response time, relative to the previous process, perhaps even just the general customer service. Figure a couple weeks after you contact them it should be updated - if not give them a follow up phone call. I am not quite sure about the date on the 1099 relating to the foreclosure sale date, however if you are applying for a mortgage the new lender will not care about the 1099, only the foreclosure sale date documentation... so from what you have, it'll look as if it's December of 2008 until you can get it corrected on your credit report and/or get the foreclosure sale documentation (which is public records, you may have to pay $10 or so to get a copy and for it to be mailed to you). ... more
0 votes 5 answers Share Flag
Wed Jun 1, 2011
Cynthia Glover Smith answered:
Hello, Can you send me the address or MLS number for the home in question? It did not appear so I am not able to see what home you are looking at to find out what type of garage it has, if any. Thanks, Cindy ... more
0 votes 2 answers Share Flag
Tue Feb 8, 2011
Nil Basu answered:
Remember seller's agent is looking out for the builders interests only! I recommend that you hire a buyers agent to represent you, (In NC this service is free to you). The buyer agent you hire, should look into all your options. They should help you pick and choose option you want and also consider when you sell it later - what options might be beneficial. Also research the area, location is very important. Call me if you have any questions in building your dream home! I have experience in building our personal homes in the past.

Nil Varinca, REALTOR, SFR, ASP
Keller Williams Realty Cary
201 Shannon Oaks Circle, Suite 101
Cary NC 27511
919 882 3292 Office | 919 272 8796 Mobile | 919 459 6867 e-Fax
... more
1 vote 15 answers Share Flag
Fri Feb 4, 2011
K.C. McLaughlin answered:

I spoke with my lender Jim Moore of 1st Capital/Wells fargo in Cary to get an answer for you. Jim Moore's information is listed below if you would like to speak to him directly.

The following documentation is required:

When the subject property has been owned for at least 12 months:

• The borrower’s prior year complete and filed Federal individual tax return

including Schedule E.

When property has been owned less than 12 months and is not reflected on

the borrower's most recent, filed Federal individual tax returns:

• Copies of the present signed lease(s).

I would love to help you find a home in Cary and if you are looking to move in the next three months, you should begin your search now. Have you narrowed down where in Cary you would like to live? Please call me at 919-609-7463 or email me at with any questions and to begin your search. It is a great time to buy with prices down and interest rates so low!


K.C. McLaughlin
Broker, REALTOR, e-PRO

Jim R. Moore
Mortgage Consultant
1st Capital Mortgage, LLC
An Affiliate Of Wells Fargo Home Mortgage
MAC M5533-011
51 Kilmayne Drive Ste 100
Cary, NC 27511
(919)469-6558 Tel
(866)715-2961 Fax
(919)523-9979 Cell
... more
0 votes 10 answers Share Flag
Tue Sep 14, 2010
Joe Matthews, MBA answered:
Hi Wisteria, you could also try other local Real estate websites. My web site also has that feature and you could set up for a daily email.
0 votes 3 answers Share Flag
Tue Mar 9, 2010
Jim Laudate answered:
A lot will depend on how complete the renovation and how well finished. There are some very good companies out there that are custom builders and have done basement homes giving you the most for your money in the long run. I have a list on my website under Preferred Services, look for the custom builders. Let me know if I can be of help.
... more
1 vote 3 answers Share Flag
Mon Aug 4, 2008
Diana Braun answered:
Hello Matt:
Thank you for posting your question. Our firm Ammons Pittman GMAC Real Estate has been in the area over 33 years helping customers with their real estate needs. We have offices in Raleigh (which is where my office is located), East Wake, Wake Forest, and Apex. We also have Ammons Pittman Property Management Division to help with situations just like yours. Their direct number is (919) 790-5455 ask for Jason, Beth, or Melynda and they can share with you the fees and a list of the exceptional services they provide for the homeowner. If you would like to begin your search for this home, reach out and contact me at the link below and I would be glad to offer my services. Have a fantastic day! ... more
0 votes 6 answers Share Flag
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