Hi There, this really falls outside of scope a real estate licensee can answer. You need to talk to a reputable lender with a big bank. Like BofA, Wells Fargo, SunTrust, Chase, BB&T, 5/3 might be able to help you. The reason I say big banks is they are the driving force when it comes to directing where the rest of the mortgage industry goes.
A mortgage broker may be able to give you a decent answer, but they are not in control. I would bank on the bigger ones for a more concrete answer going forward.
On the other side of that though, a broker may have access to a boutique lender that may be able to help you, but be aware that it will be at a significantly higher interest rate.
Hope that helps