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23227 : Real Estate Advice

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  • Local Info3
  • Home Buying2
  • Home Selling3
  • Market Conditions0

Activity 9
Tue May 17, 2016
Britt657bbc asked:
I contacted a lender a few days ago she said my credit score is a 609 and needs to get up to a 620. I have corrected some issues on my credit report and paid off some bills, so my score…
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Wed May 27, 2015
Kirsten Prizzi 239-248-1667 answered:
If you're a realtor just go to your profile, to your listings and ad photographs.
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Sun Mar 15, 2015
pastprez asked:
Bellevue Make sure that you incorporate correct facts before you post crime rates for our neighborhood as high.
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Fri Jan 18, 2013
JGR888 answered:
I grew up on Northside in Ginter Park. When it came time to buy a house I knew that I wanted to go back to Northside. I looked in Bellevue and ended up buying a house in Rosedale in 2006. I love it here. My neighbors are all amazing, it is safe and very much the community I was hoping to find. Because of all of the great places to go, I ended up getting a weekend job in Bellevue. It is fun to see neighbors and hang out. Northsiders are a very close and friendly bunch. ... more
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Wed Sep 26, 2012
Bruce Qualters answered:
1. Would most likely need to document your mortgage history with cancelled checks.
2. As an investment property you would most likely need 20% equity to accomplish the refinance. Though you would not need this much as a primary residence.
3. I can not currently check the Approval status of the project, though it will most likely need to already be approved, though some lenders may be able to offer a spot approval.
4. In regards to purchasing a new property, you most likely need to have 30% equity in your existing property unless you can qualify for the new payment on top of your existing payment. That is the equity is required if you need the rental income to make your debt ratios acceptable.

There may be some portfolio options depending on other factors which would not be subject to the same requirements that most lenders offer. Smaller banks can generally write loans that are outside of the box, though generally come at a higher cost.

Hope this Helps.

Bruce Qualters
Sentrix Financial Services

540-878-0026(cell)
... more
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Thu Feb 3, 2011
Spirit Messingham answered:
Great questions to ask a local Realtor, are you using one? Start there and they can answer all your questions, provide you the resourses so that you can look the crime stats up online (you can Google it) and provide you with Comps so you can see the resale value of the subdivision now. Best of luck. ... more
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Tue Mar 31, 2009
Vicky Chrisner answered:
Open houses really more about convenience - lookers are there because it was convenient. If you are on a main road, more people will come to the open house, but less people will want to buy it. If the weather is nice - maybe not the ONLY nice day expected, but one of many, then you'll have more traffic. Etc.

Lookers may or may not be serious buyers. Serious buyers look all the time - weekdays, weekends, days, evenings, good weather, bad, off the beaten path or on, open house or not... So, don't judge your success by open house visitors. If you get 100 people through it doesn't assure you a sale. If you get 1 person through and they buyit, that's all that matters.

In any case... it sounds like you found a potentially serious buyer! That's great - you only need one, after all, you can only sell your house to one! :-)

Best of luck!
... more
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Mon Jan 12, 2009
Emily Erekuff answered:
Hi Debbie,

In addition to the active listings shown on our site, Trulia also has historical transaction data available for those who want to find information about home sales. The data we display includes property attributes (e.g. beds, baths, building area, lot size) and historical sales records since 1996. Because this information is public record, we won't remove it from our display.

If your Mother or Mother-in-Law believes that the information we show for their respective homes is incorrect, please encourage them to contact their local assessors' offices to ensure that they have the most up-to-date information on file for their properties. Once the assessor offices make any updates to this information, the data we show will update automatically.

Best Wishes,

Emily Gibson
Community Moderator
... more
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