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23111 : Real Estate Advice

  • All8
  • Local Info0
  • Home Buying5
  • Home Selling1
  • Market Conditions1

Activity 7
Tue Oct 8, 2013
Freddie Edwards answered:
I have new homes and lots available in the historic Cold Harbor area of Mechanicsville. 1.2 to 1.4 acre lots and within 4 minutes of Route 295. You can access more information on my web page or for all the lots my firm has available you can visit: ... more
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Tue Apr 16, 2013
Jennifer Elliott answered:
Yes, for sure, as is a lot of areas in Virginia and all over the country! If you would like to talk more or find out more about today's market, please contact me at or call or text 434-247-1363...
Jennifer Elliott@ Hometown Realty of Mechanicsville
... more
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Thu Aug 23, 2012
Shuf4vt answered:
Could you please email me at
And I can talk to you more about house in sherrington.
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Thu Aug 23, 2012
Kim Bergin answered:
it depends on where you are looking online. Some automatically feed from our Central VA-Multiple Listing Service database- once we input status as pended, or closed, it will feed through to various sites. Unfortunately sometimes there is a delay, but no way for me (as an agent) to speed up their feeds. Personally, I send it to over 200 sites when I list a property. If there' are specific properties you would like information on, I'd be happy to research them for you-through various sources to confirm. ... more
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Thu Jun 7, 2012
Jonathan Orcutt answered:
First, we would have to make sure you do in fact owe more than the market value. Freddie operates a little differently than Fannie, but essentially it is a little tricky to do a short sale when you are current on the mortgage.. I had a customer recently who was able to buy a new home elsewhere and rent their home in Mechanicsville. That could be a real option to you if you are able to get approved carrying both notes. If there is a hardship that will cause you to get behind in the near future, then potentially a short sale would be possible.

Would need to have a look at your property, do a market analysis, and suggest a plan thereafter.
... more
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Fri Feb 18, 2011
Tina Beasley answered:
Absolutely! My dad was a builder and I grew up in that business. He was a true custom home builder and unfortunately, most of the builders (like Ryan) are track home builders which mean they build the same floor plans over and over. They have their own contracts and you really should have an agent help you to navigate through their paperwork instead of just going in there and signing. I had some clients a few years ago that lost a $60,000 deposit to Ryan because they had to back out of their purchase. The husband has lost his job and they were still trying to make them settle. It was horrible for them and of course...they had gone up and signed up by themselves. They called me later and since I was not part of that contract, I could not help them other than offer them some names of local attorneys. I do not believe that they ever got their money back.

I have helped many families buy new homes from builders and have a great experience. It is just important that you hire someone that knows the "ins and outs" of new construction and be familiar with builders' contracts as they are quite different from our standard Virginia contracts that we agents use. Making sure that you understand what you are getting up front is very important as well. Their model homes can be very deceiving as they have a lot of "upgrades" that will cost you more in the end.

Hiring an agent to help you negotiate a better deal on upgrades, pricing and amenities will definitely be a great help to you. Please feel free to give me call to discuss in more detail. I am always available to help.

Tina Beasley
Associate Broker
Envision Real Estate, LC
804-972-9927 Cell Direct
804-262-0001 Broker Office
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Mon Jun 16, 2008
Alvin Lapitan answered:
Hi Mike,

I understand your concern, as it's the same as a huge number of people in certain markets. You definitely have the right to a 2nd opinion, but your best bet is to have another professional look at it (as noted in other answers - have a lender, mortgage broker, or realtor take a glance at the appraisal. I also take it that the lower value stopped the refinance? Give me a call to discuss further. I don't mind analyzing the appraisal and seeing what options I may be able to offer. I'm fully confident that we have some of the best rates & programs around.

... more
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