Great Question. Remember that the person evaluating your offer on behalf of the bank has probably never seen the property themselves. They are relying on the reports from the listing agent and field service agents on the condition and pricing of the property. By working with a qualified buyer agent, you can formulate a strategy that gets you the property for the lowest price possible and still have it accepted by the bank. We work with buyers just like your to get the best deal all the time and would be open to discussing the specifics with you.