Jim,you said that you have no debt and great credit. Also,you will be making $200k? You are a mortgage lender's dream. You should be fine. But please shop around even though you are going to be putting money down which is a great thing because it will lower your mortgage payments. Try to get at least three quotes. It is still a buyers market so you still control the market. Interest rates are low and there is still more supply than demand. If you need the assistance of a mortgage lender,I would be more than happy to refer some to you. And if you looking for a real estate professional like me who wants your business,please let me know. I am more than willing to help you make your home purchase a stress free and very happy one.
HOME BUYERS AND SELLERS: Use my services and receive up to $1000 in free gifts or free credit repair ( Value up to $700 ) at closing.