Hello Matt, I hope you are doing well. I wanted to add to what the others have posted already. Depending on what counties you are looking to buy in, you may qualify for a Conventional or FHA loan without having to seek a piggy-back or Jumbo loan.
For example, if you are buying a Single Family Residence in Arlington County the FHA/Fannie Mae loan limit is $729,750. That means you may qualify for an FHA loan with just 3.5% down or a Conventional loan with 5% down, so long as the loan amount does not exceed $729,750. So if you were utilizing an FHA loan to purchase a $600,000 home your down payment could be as low as $21,000. Of course each loan program has it's specific requirements so always consult with an experienced lender that can outline both loan programs for you in plain English.
In the meantime, you can verify the loan limits per county in Virginia at this link:
If you would like more guidance please feel to contact me at your convenience. Thank you and good luck!