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Home Buying in 22193 : Real Estate Advice

  • All31
  • Local Info3
  • Home Buying16
  • Home Selling2
  • Market Conditions0

Activity 16
Wed Dec 21, 2016
Missfatfacenicole08 asked:
Mon Feb 29, 2016
My NC Homes Team answered:
Goggle Median income for (fill in the neighborhood or city/town name) this should get you the info you want.
0 votes 1 answer Share Flag
Thu Jul 23, 2015
michael.a.sluis answered:
If you are looking for a Manufacture Home Loan expert, call 877 935-9368 and ask for Michael Sluis. He is great and helps people all over the country.
0 votes 2 answers Share Flag
Tue Nov 5, 2013
Chris Ognek answered:
I'm sorry for your loss. I would need a little more information but I think you are referring to the FHA 3yr first time homebuyer. 5% down conventional loans are back (compared to 3.5% FHA loans) and they are much better deals because of the lower mortgage insurance. Depending on where you want to live, there are some other 100% financing options. You mentioned that you are already pre-approved so as long as you are pre-approved for a mortgage, you should be fine to purchase a new home. I believe the 3 yr rule only means that you can use an FHA mortgage once each 3 year period. Does that make sense? I would be happy to answer more questions and help you with your home search. Feel free to contact me when you are ready. I am an agent and have a lot of experience and skills in real estate finance that will be helpful to you. ... more
1 vote 2 answers Share Flag
Tue Mar 12, 2013
Carolyn Liddell answered:
Please contact me I work with clients in your area who are in the same situation. Also, I work with lenders that have grant programs.

Carolyn Liddell
Sun Realty
0 votes 4 answers Share Flag
Tue Jul 10, 2012
Nathan Coryell answered:
Nick, whenever you buy a Bank Owned Foreclosure deal AKA (REO) if they send you the Bank Addendums, you still dont have a contract Yet! Even if you send the bank addendums back to the bank, its still not ratified yet! They have to send you back the Fully-Ratified Original contract, Plus the bank addendums fully-ratified: Which is signed by Buyer (YOU) and SELLER (Asset Manager from the Bank)! In order for you to be Fully Under contract.....Signed, Sealed, and Delivered.....It sounds to me like you were so close and almost there, but never got back the Original Contract (Signed by Seller) and or the Bank Addendums signed by the Seller? ... more
0 votes 3 answers Share Flag
Tue Jul 10, 2012
Nathan Coryell answered:
The Role of the Negotiator is to Accept or Reject the Price and also the TERMS of the current buyer's fully ratified contract! Based upon the BPO agents price point evaluation, or subsequent BPO's performed on the property! ... more
0 votes 2 answers Share Flag
Tue Jul 10, 2012
Nathan Coryell answered:
The first thing to start working on is the Credit Situation, Yes there are government programs and also state programs out there that can certainly help you out! There is a government grant program that assists with your cash down payment, and or closing costs or both! There is also a 1st time homebuyers loan, done through the VHDA (Virginia Housing and Development Authority) its called an FHA+ LOAN! And many other programs as well, However all of these programs require you to have good Credit! You should start on the credit situation first and foremost, I have an extremely good Credit Repair company that I can refer you to if you are interested? ... more
0 votes 6 answers Share Flag
Wed Jun 27, 2012
Faiza Alvi answered:
Hello Navin:

It was wonderful talking to you, I've jot down your investment request and will be working on it, however there are not many investment properties left in the market to flip as there were used to be in the past few years.
I will keep my eyes open to any good investment opportunity and will contact you immediately via phone or email. I will not send you any listing which does not make sense as per your expected ROI. My website does provide up to date listings, which is a great source for all of my customers and clients. Please feel free to contact me if you have any questions, looking forward to be of service!!

Best Regards,
Faiza Alvi - Realtor®
Prince William Realty, Inc.
703-389-7973 (Direct)
703-580-9995 (Fax)

I believe:
Real Estate is about building relationships
& serving clients with honesty, integrity & passion.
... more
0 votes 2 answers Share Flag
Sat Mar 3, 2012
Paul Simpson answered:
From what I understand it sounds like you did not have third party approval. The bank needed to net 190K and your stepdaughter was going to offer 180K. Even with 5K earnest money deposit the offer would still be 180K meaning your offer would fall short of the banks expectations by 10K and the closing date is one wrote into the offer as a day your stepdaughter wanted to close by. This does not mean your stepdaughter will not be able to purchase the condo so stay on top of it . ... more
0 votes 4 answers Share Flag
Thu Sep 23, 2010
Altavision Real Estate answered:
Under normal conditions we can consider the primary offer "the accepted offer"; in short sales is a different story. Whatever the Lender accepts is actually the primary offer. Listing clearly states so when the final acceptance of the price is conditional to Seller's Lender acceptance, which means; “you have a good chance, but, your luck can change". An agent working on the Sellers behalf will make sure all offers are presented to the Seller's Lender, and to the Seller's Lender it is irrelevant which offer the Seller accepted. With a first so called primary offer and two back-up offers, you may find yourself in a bidding war. If you make a back-up offer, do not spend the rest of your life waiting for the outcome. Make the time you are willing to wait specific. As the following questions: When was the primary presented and accepted by Seller? When was a negotiator assigned? How is the communication between negotiator and Listing Agent? Is it 1 mortgage or 2 mortgages that are in negotiation? Who are the lenders (easy to work with)? Is your price competitive? (Have the agent representing you do a market analysis to find out? How long has the house been in the market? What was the starting price and what changes in price the history of the property shows, and when? I know this is a lot, but, it can save you months of waiting for nothing. I have been doing real estate for 23 years and have seen good and bad times. Times are bad, and drastic measures have been implemented by many to get results. Good Luck! ... more
0 votes 7 answers Share Flag
Sat Jul 17, 2010
Dp2 answered:
Depending upon the amount, you might need to file a claim in small claims court to get your security deposit back. However, it's entirely possible that the seller might have set up an escrow account to hold your deposit, and turned it over to the lender. ... more
0 votes 6 answers Share Flag
Tue Jun 8, 2010
Carlo Washington answered:
Same thing happen to one of my short sale listings. We had a ratified contract for 382k. Bank of America performed a full appraisal instead of a BPO and countered at 425k. If it is contingent on bank approval, the bank can accept, counter, or reject the contract. ... more
0 votes 4 answers Share Flag
Thu Jan 7, 2010
Ashley Conyers answered:

I wil be happy to help you by updating you frequently on any land/lots for sale around that area!

Ashley Conyers (703)945-6149 (c)
Keller Wiliams Realty
6354 Walker LN. Suite 100
Alexandria, VA 22310
... more
0 votes 3 answers Share Flag
Fri Apr 11, 2008
Kamal Salim answered:
VA Loans used to be extremely restrictive, and even though it is not as strict as it used to be, the seller has the right to choose the kind of financing to accept, and may ask for cash only. So, no it is not descrimination. The other possibility is that the bank received multiple offer, and chose to accept a more inticing offer, with a less restrictive loan. ... more
0 votes 7 answers Share Flag
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