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22192 : Real Estate Advice

  • All33
  • Local Info4
  • Home Buying21
  • Home Selling3
  • Market Conditions0

Activity 30
Fri Nov 25, 2016
Amelia Robinette answered:
rentals for 1 or 2 bedrooms in that area go from $1100/month - $1400/month, difference depends on exact location, condition and sq footage or the unit.

25% down payment should work, there are more factors that a lender will consider than just down payment and credit score. if you need a recommendation for an area lender, feel free to message me. ... more
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Mon Jun 20, 2016
Shannon asked:
Anyone familiar with Ocwens Shared appreciation mortgage. I saw this on their website. I was looking into this.
0 votes 0 Answers Share Flag
Fri Feb 19, 2016
kmichelle asked:
I'm a single mom with some credit blemishes from a job loss about four years ago. I don't think I'm ready for a mortgage yet, but are there lenders who can help me figure…
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Sun Oct 4, 2015
Amelia Robinette answered:
Yes, all buyers can ask their agent for a 'rebate'. You can ask, but it doesn't mean your agent is willing or able to provide a rebate - as Diana says, it's not all their money. Most brokers have an approval process for granting rebates.

Talk to your agent about it, and review any agreement you have with him or her.
... more
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Wed Aug 19, 2015
Aer5088 asked:
I recently purchased a Fannie Mae Homepath property and am having difficulty matching the paint color. I checked another forum and found this: Kilim Beige from Sherwin Williams. Paint type:…
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Tue Oct 28, 2014
answered:
Gina,

Have you found your property yet?
hope you move went well if you need any
other assistance please reach out



Israel Mohammed
Prince William Realty, Inc.
703-580-9090x1016 ... more
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Fri Aug 15, 2014
James Jackson answered:
Tue May 13, 2014
Diane Varni answered:
Not sure if all your needs were met - there are homes set up with "in-law suites" and/or separate rentals that meet your question. Clients just closed on such a home. Mom had the level living upstairs and the adult daughter and family had the walkout level basement. Two kitchens etc. We found a number of Builders were prepared to do this for a price as well.

Everything depends on where you want to be and how complete you want that space.
... more
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Tue Jun 4, 2013
Nathan Coryell answered:
I would love to answer but several agents have already done an outstanding job!
http://northernvirginiahomesadvice.com/northern-virginia-realtor/
0 votes 5 answers Share Flag
Sat Feb 16, 2013
Shane Milne answered:
Definitely talk with your BK attorney.

This article may also help you, as it's about someone who filed BK and one of their creditors sold the debt to a collection agency who was attempting to try and collect the debt, in the end the creditor settled for 4 times the amount of the attorney's fees: http://www.bankruptcylawnetwork.com/violation-of-the-bankruptcy-discharge-injunction-may-have-you-seeing-green/

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans | 949-273-4161 direct
... more
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Fri Feb 1, 2013
Cine Wright answered:
Hi Ebb,

Excellent question and one I'd welcome an opportunity to spend time learning more how I am able to assist you. I too am a Army Veteran, married to Navy Veteran and work a large amount of my business assisting all veterans whenever and wherever I can.

We also reside in the Woodbridge area and I work within all Prince William County Communities. Should you still be seeking assisting, I'd be delighted to offer my services and yes, even though you have some time to go before your lease expires in September.

Feel free to contact me direct at cinewright@gmail..com or 703-861-8017 and let's begin putting some things in order so when the time is right, you'll be ready to go!

Thank you for your service and dedication to our country....One Veteran to Another!
... more
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Wed Jan 30, 2013
Doug Woodruff answered:
Ebbb,
Thank you for your question and the short answer is yes, there are certain types of loans that you can use to purchase a home with zero money down but I will need to know more information to see if you would qualify for that type of financing. Please feel free to contact me at (540)220-1875 or at dwoodruff@coldwellbankerelite.com and I can discuss this with you. ... more
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Fri Dec 21, 2012
Mnoel answered:
Hi-

We currently have a 2br 1.5 bath in the Alexandria area that is currently going for 1250. Email me if interested. mnoel@gmu.edu
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Wed Dec 12, 2012
Ann Shack answered:
If I read this correctly, you have a potential buyer but he does not qualify for a mortgage and you want to know what to do? If you definitely want to sell this house to this buyer, one option is called a lease-purchase. The buyer gives you a large deposit, which would be used toward the downpayment at the time the sale actually goes through, but it protects you in case of any damage that might occur while you still own the property. You would charge a rental fee to the buyer for a fixed amount of time and then complete the sale at the end of that time. So you might give the buyer 2 years to rent at a fixed rental price with a pre-determined sales price. This would all be written into an agreement and a deposit of $5,000 or more would be held by you in escrow. There are more legal details, but this would give the buyer 2 years (or more) to clean up his credit and if he can not buy the house at the end of that time, he would have to move out and you could sell it to someone else.

I would be glad to help you explore this more, and talk with you in more detail about your plans. Just give me a call at 703-966-4463 and we can set up some time to discuss this in person.
Thank you, Ann
... more
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Mon Nov 19, 2012
Johnny James answered:
Congratulations I hope everything works out for you.
0 votes 19 answers Share Flag
Fri Nov 16, 2012
Stephanie Hardman answered:
Maria,

Congratulations! It is a wonderful and exciting experience to buy or sale a home.

I have included a general search for homes in the Woodbridge area. http://www.buysaleva.com/listings/propertytype/SINGLE/maxprice/900000/areas/5971/ I can provide you with a more specific report depending on your needs. Just let me know how I may assist.

Please feel free to give me a CALL or TEXT at 703.596.2035 to discuss how I may assist you with your new home purchase.

Again, Congrats! I look forward to the opportunity to assist you with your real estate needs.

Best wishes,
Stephanie Hardman
Keller Williams Capital Properties
... more
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Tue Jul 10, 2012
Nathan Coryell answered:
Lake Ridge has alot of Military families and also government employees! Many of which have excellent or even perfect credit scores that are moving to the area based upon all the Job Opportunity here! Also, the ease of commute and the amount of house you get for the Money! And or have come based on Employment Relocation Programs! They are not looking to purchase, because they are new to the area and want to settle in for a while and see how their employment goes? Yet, they have perfect credit and excellent income! What makes Lake Ridge so good is the School Districts, as well as many other things! However, the school systems in 22192 are some of the Highest Rated in ALL of Prince William County! Keep in Mind: The Rental Market in ALL of Northern Virginia is on Fire! There havent been this many Renters in the United States since the 1940's.....Every Single, Foreclosure, Short-Sale, and Bankruptcy is currently renting! ... more
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Tue Jul 10, 2012
Nathan Coryell answered:
Joe, you have three Lending Programs that are currently out there that will give you 100% Financing! VA Loan, FHA+ Loan, and also USDA Rural Loan Program they are the 3 Most popular programs! Also I have the Number #1 Ranked Lender in VA & DC with M&T Bank who is an expert at all 3 programs if you Need a Rock-Solid Lender! In reference to closing costs I (OR whatever Buyers Agent you Choose) Can work to get your closing costs paid for you by the Seller on: Traditional Sales, Bank Owned Foreclosure Deals, or New Build, New Construction Deals! Keep in mind though that on New Construction you have to use their lender 99% of the time if you want the Closing Costs paid for you by the Seller! However, whats very Important to know here is that if you are looking at Short-Sales! You can NOT Expect your Closing Costs to be Paid for you no matter what! As a matter of Fact (This is just my Opinion here) I wouldnt even Look at Short-Sales If I were You! That is if you are 100% Financed because, there are Way, Way to many things that can go wrong on your Deal, for it to fall apart! I would only advise looking at Short-Sales if you have cash in the Bank to back you up, on that purchase! If you are 100% Financed I would FOCUS all your attention on ONLY Traditional Sales, REO's, or New Build......That way your setting your self up for Success, not the Opposite! ... more
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Thu May 24, 2012
Laura Ibanez answered:
It will help if you have a written lease as that clearly states the terms of the rental. If you gave him the 30 days notice on Mar 16th, then he can stay up to April 15th, if he pays the rent for April. The rent for March is applied to the 30 days of that month. If he does not want to pay rent for April and wants to move out on April 1st, it will be better to just let him go. He's a lawyer and knows that you'll have to go through the process of eviction, so you can get him out of your home. This is a lengthy process and you'll need to hire a lawyer to represent you, so it's not worth your time and trouble, if the two of you can not get along. ... more
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Wed May 16, 2012
Joey Remondino answered:
I consider myself an optimist and still I hold out hope that short sale timeframes will improve with the latest announcements by Freddie and Fannie. However; my experience tells me that neither the process nor the time frames will improve. This is just the latest round of grandstanding by politicians to “negotiate with lenders” to install recommendations for banks to follow in hopes to improve the lexicon of short sales.
The overlying concepts that everyone needs to keep in mind is two fold, Lenders do not want to make the short sale process easy and lenders do not want to employee more people so they can loose more money approving short sales.
Here is my short sale page on my web site with detailed articles on the short sale process.

http://www.calljoey.com/reosshort-sales.asp
... more
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