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21703 : Real Estate Advice

  • All9
  • Local Info2
  • Home Buying1
  • Home Selling0
  • Market Conditions2

Activity 7
Tue Mar 22, 2016
Jondoyle24 asked:
Theres an odd title issue thats may not be undoable (its complicated but in relation to the previous and original owner.. and it could take a LONG time to resolve fannie mae may not accept…
0 votes 0 Answers Share Flag
Sat Aug 1, 2015
Stephenie Stadtler answered:
Hi Carlton,

If you still need someone to help you with the house you are interested in, give me a call 240-405-2217. I would be more than glad to help get you on the path to home ownership by helping you get in contact with a lender to become prequalified, all the way to the settlement date. ... more
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Mon Apr 13, 2015
Kelly Putz answered:
Hi Scott,

Crime is everywhere and, unfortunately, inescapable no matter where you choose to live. Realtors are not legally allowed to answer your question. However, we can direct you to sites that can answer your questions.

Below is a good one:
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Tue Jun 10, 2014
Kathryn Tucker answered:
I live here in Ballenger Creek. I would be glad to gather statistics that would be helpful in making that decision. My email is
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Thu Feb 6, 2014
Matt.Donnelly answered:
Late to the game, but the first thing i would do is make sure you are working with a correct value. While Zillow and other online AVM's are a decent tool to get a ballpark value, they can often be way off. This is especially true if your property is located in a niche market like Historic Frederick or similar market.

It may be that you have enough equity to refinance the home without tapping your primary residence, or it may be that you have even less equity than you thought. Either way, you want to know this before you spend any time or money working on a refi solution.

My advice is to have a few Realtors who sell a lot of property in the location of your home give you a market analysis. (Of course, if this is YOUR market, you will know if the Zillow estimate is accurate). Once you know the true value, you will be better postioned to make an informed decision as to whether it's worth the cost of refinancing. My guess is that you will only come down 1 to 1.25% without paying a lot of fees. That's not going to save much on that size loan, so it may just be best to stay with what you have.

Happy to discuss options. I've been doing this for 25 years. Pop me an email if you like at Thanks and good luck!
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Fri Aug 21, 2009
Jessica Hood & Laura Roskelly answered:
Hi Amy, if you are curious about your homes value or just want to see what is happening around you send me the name of your subdivision within the 21703 zip code and I'll pull all sales data and e-mail it to you in a link. This is public information, but Realtors through the use of the MLS have easy access to the data including photos and information on each home that you can use to compare it to yours. ... more
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Tue Apr 14, 2009
Cathy Chapman answered:
Hi Chi,

Housing prices will most certainly stabilize in the future and they will go up again and they will go back down again. History has shown that real estate runs in cycles. I doubt seriously, however, we are ever going to witness the frenzy that we saw in 2003-2006 that brought us to this place in our history.

It'd be wonderful if we all had a crystal ball to know where we'll be in 5 years in this real estate market. Yes, location is critical, but price is also critical so don't get yourself upside down as others have. I don't foresee any more major drops in values but I'd still be careful not to overpay for a property.

My recommendation is that in our current market, I would not pay more than the most recent sales in a community. Although a recent sale may be low due to a Short Sale situation, it still remains a comparable that appraisers are going to look at and they will continue to bring down values, unfortunately.

I hope this helps!

Good luck!

Cathy Chapman, Broker
Signature Home Sales, LLC
... more
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