Yes, you most definately can purchase a home but there are more factors to consider than just your credit score. How old is your child, I just had my second, she turned three yesterday.
I am a loan officer located on the other end of the US but I do want to let you know that we loan in all 50 states, are nationally respected, and a member of the FDIC.
I would like to chat more with you about the potential for you to purchase. Please feel free to contact me at 208-818-3768 or firstname.lastname@example.org
Look forward to hearing from you soon......