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20910 : Real Estate Advice

  • All33
  • Local Info1
  • Home Buying21
  • Home Selling1
  • Market Conditions2

Activity 31
Fri May 19, 2017
Luckystarmgmtinc answered:
What if the address I am listing is already in the system from a previous owner - how do I update it or add it to my listings - it is a rental.
0 votes 1 answer Share Flag
Fri Feb 24, 2017
Malcolm Lawson answered:
Start talking to a mortgage lender. They may be able to help you clean up your credit before you actually purchase a home. They can also talk to you about loan programs like FHA which I believe sometimes only require 3% down. ... more
0 votes 2 answers Share Flag
Wed Apr 27, 2016
Melissa Dyksterhouse answered:
Hello,
Listings are sent to Trulia through a variety of feed sources such as partners, brokers, agents, third-party feed providers, or directly from an MLS. Edits to your listing on Trulia will need to be updated at the source of the listing. Since I do not have the address of your listing I am not certain where it is syndicating to Trulia from.
If your listing was posted on Trulia through Zillow Rental Manager, which is a partner site that syndicates listings to Trulia and other websites. Please log in to your Zillow Rental Manager account and click on the desired listing to update the information on the appropriate tab. After updating the information, scroll to the bottom of the screen and click on the Save & Continue button.

Your listing will update on Trulia within 24 hours once you edit it on Zillow.

Thank you for using Trulia!

Melissa
Consumer Care Manager
... more
0 votes 1 answer Share Flag
Tue Apr 26, 2016
Leslyevelasquez asked:
Tue Apr 26, 2016
Leslyevelasquez asked:
Wed Apr 15, 2015
Brad Griffin answered:
Trulia, ZIllow, Realtor.com, etc all get their listings from the local MLS's. There are over 800 in the United States. Most local sites are updated very quickly, however, the national sites sometimes do not "sync" on schedule.

Real Estate is local. I would use a local web site.
... more
0 votes 1 answer Share Flag
Fri Feb 6, 2015
Alex Reinig answered:
Feel free to contact me directly- Here is a snapshot to Construction loans we offer:
-CTP loans can be on Primary Residences and 2nd Homes for ground up construction, lot acquisitions, tear down, renovations/additions, modular homes, log home , stick built homes with loan amounts up to $2.0MM.
- We "do not" qualify the builder, we quailfy the client. Builders LOVE this!!

Key Points
1. This is a Citizens Bank portfolio product, we can finance up to 90% loan to value of the entire project. This is point is usually the one your clients will appreciate! At this point in time Citizens is one of the only lenders that will loan on a 90% LTV with NO MI!!!

2. The construction loan is a true “One Time Close” with the first 12 months payment being interest only during construction for the borrower. When construction is complete the loan modifies to a fully amortized loan with principal and interest payments. Borrowers retain the ability to further modify the loan if they have additional savings or down monies at the time of the home completion/modification (Ex. Sale of an existing home mid or even post construction). To reiterate; there is no need for duplicate closings, even in the previous example.

3. Closing costs for the borrower are the standard closing costs for a mortgage, purchase or refinance. The only additional fees that would be typical to the client would be the costs to pay for the draws and final inspection.

4. In case were we need a custom draw schedule Citizens may accommodate per the contract guidelines set forth and approved.

5. As the Builder you can get up to a 10% Advance draw at the construction loan closing for start up funds.

6. Curb side funding is available and we typically wire the monies into your account direct.

7. No long term rate locks are needed, we can lock the borrowers at application! This rate translates to both construction and perm loans, keeping it simple!

8. CTP loans can be on Primary Residences and 2nd Homes for ground up construction, lot acquisitions, tear down, renovations/additions, modular homes, log home , stick built homes with loan amounts up to $2.0MM.

9. Final and most important for the site GC/builder! Citizens Bank has limited to no Paperwork, no credit checks, no financials. Citizens does require a disbursement schedule to be in the contract and/or provided and does require a copy of a license and insurance needed for the state you are building in (if applicable.) This fact alone makes this a fairly simple process for our builders in our network.

Alex Reinig
Sales Manager- 412-889-3310
Alex.Reinig@Citizensbank.com
... more
0 votes 8 answers Share Flag
Wed Sep 17, 2014
Bev West answered:
Talk to your lender before doing anything. They will advise you on that but make sure you don't do anything until they are aware of your plans.
0 votes 7 answers Share Flag
Wed Sep 17, 2014
William Rivera answered:
My Finance person is NUMBER 1
Justin Hill with Embrace Home Loans will give you 1% Purchase price back toward closing! That is fantastic and was hard to find. Just mention that I told you.. Of course I want you to buy my house but he will do it for any home you find!

Best of Luck!

William

11520 Clairmont View Terrace
Silver Spring, MD 20902
202-441-7512
... more
0 votes 6 answers Share Flag
Wed Jul 9, 2014
Debra (Debbie) Rose answered:
the simple answer is "no" (as several have already noted below)........there is no reason to "submit it for consideration" - it won't be considered (by the bank) when you are being qualified for a loan. ... more
0 votes 4 answers Share Flag
Tue Apr 8, 2014
Lanre Folayan answered:
Hey Pratik,


How are you doing? I know you asked this question almost ten months ago. But I just wanted to find out did you ever purchase a Condo in Silver Spring MD? Also who do you know that I need to know who wants to take advantage of this real estate market now. This is a great time to buy a house. Interest rates are still historically low,Govt are still assisting home buyers with downpayment and closing costs and home values are increasing.

Here are some Silver Spring MD Condos for sale for $125,000 and under http://www.buyandsellnewhomes.com/idx/search.html?refine=true&submit=true&search_location=Silver+spring&minimum_price=100000&maximum_price=125000&search_type=&idx=mris&minimum_bedrooms=&minimum_bathrooms=

And you can search for more houses for sale on my website at http://www.buyandsellnewhomes.com.
... more
0 votes 6 answers Share Flag
Tue Apr 8, 2014
Lanre Folayan answered:
Hi Homesick,


Here are some Washington DC Waterfront Condos for under 300k http://www.buyandsellnewhomes.com/idx/search.html?refine=true&submit=true&search_location=20024&minimum_price=200000&maximum_price=300000&search_type=&idx=mris&minimum_bedrooms=&minimum_bathrooms=

And you can search for more Condos for sale on my website at http://www.buyandsellnewhomes.com
... more
0 votes 8 answers Share Flag
Fri Apr 4, 2014
freestarterman answered:
Timothy Northen, Real Estate Investor Housing can also purchase a Section 8 House from H.U.D.
from an Limited Partnership Investor. Discount Housing because, they have phanthom cash they
cannot collect on. Are you interested blue52dot14, Jerry? Tim works with George Schwelling
Recruiting Services dot com in Silver Spring, MD. freestarter 210.637.1070 freestarterman@gmail.com, Check George's website.
... more
0 votes 15 answers Share Flag
Wed Mar 5, 2014
Robert Hanson answered:
Hi Friend,
I assume as it's been three years since you asked this question that you have come to some resolution on it! If not, give me a call. We definitely do it and I am in Silver Spring as well.

I am available to help you at your convenience if you wish.

I also offer credit score improvement programs for free while we work on your mortgage.

If you like my answer above, consider clicking on a “Thumbs Up” or “Best Answer”

Regards,

Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist

Direct: 240-752-7549 Cell: 301-651-7822
Email: robertlh66@verizon.net
NMLS# 695929

Rate quote or live chat with me at the link below:

http://www.loansfromrob.com/quote/
... more
0 votes 10 answers Share Flag
Tue Jan 7, 2014
Robert Hanson answered:
If you are shopping, you won't go wrong with PBX Settlements in Kensington.

Elisa Chaze
240-747-2472

3535 University Boulevard W.
Kensington, MD 20895

https://www.pbxss.com/contact.html ... more
0 votes 4 answers Share Flag
Tue Jan 7, 2014
Robert Hanson answered:
The points do change as you mention, however, they do not necessarily have to be paid out of your pocket. Speak with a lender that has the flexibility to show you options with zero or reduced points even on an investment property.

I'm happy to help with the financing or just give you advice. So if you need more information or a competing rate quote you can go to my web page, call or email. You can use my live support button to discuss or get advice on anything at all with me.

Good Luck!

Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist

8555 16th Street, Suite 320
Silver Spring, MD 20910

Direct: 240-752-7549
Cell: 301-651-7822
Email: rhanson@gladewaternational.com
NMLS# 695929
... more
0 votes 14 answers Share Flag
Tue Jan 7, 2014
Robert Hanson answered:
There are many details to explore to determine whether you can qualify. You need to deal with an experienced lender.

I'm happy to help with the financing or just give you advice. So if you need more information or a competing rate quote you can go to my web page, call or email. You can use my live support button to discuss or get advice on anything at all with me.

Good Luck!

Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist

8555 16th Street, Suite 320
Silver Spring, MD 20910

Direct: 240-752-7549
Cell: 301-651-7822
Email: rhanson@gladewaternational.com
NMLS# 695929
... more
0 votes 6 answers Share Flag
Sat Dec 28, 2013
Donna Kerr answered:
Alex, have you found something yet? Please take a look at our active listings and let me know if there is anything I can do.
0 votes 12 answers Share Flag
Sat Sep 28, 2013
Paula Waldman answered:
Absolutely! It seems everyone is watching their pennies these days. Now is the time to purchase before the new rules and regulations and increase in interest rates.
0 votes 1 answer Share Flag
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