Regardless of whether you can get the foreclosure issue resolved, you have a Bankruptcy in 2010. An underwriter requires clean mortgage history since the bankruptcy and you have a foreclosure the following year. I think there are too many obstacles for you to overcome in getting a mortgage approved at this time.
I sincerely hope that I am wrong and if I am, feel free to come back and tell me so
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
NMLS ID 143960