Good evening Michael,
Wellâ€¦. allot of American consumers are in the same boat as you are. Prior to 2008 the lenders use to have the underwriters review the letter of explanation on some 30 - 60 day lates.
I still have a Top Gun in the business over 20 years and She is a Doll to work with.
Feel free to give me a confidential call so we can discuss your game plan ( if any )
I love a challenge and in this business there is never a dull moment.
All the Best John Curci RE/MAX Properties 215-757-2889