I am selling a home in Manayunk. Excellent location!!!! Great shape. $149,000.
2/2, new hvac, newer windows, rear patio, huge kitchen, two blocks to Main St., 1 block to train. Must see.... more
It is possible to buy with very little money down. PHFA, USDA and VA loan all have no money down.
PHFA is throught the Pennsylvania Housing Finance Agency. USDA is the department of agricuture and limited to rural homes. VA if for veterans. Also certain counties have down payment assistance for the 3.5% FHA down payment. Montgomery County is one of them, Philadelphia is not.
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
NMLS ID 143960... more
Lorri, I have had good luck with these people. The first finances the Lumberyard Condominiums in Collingswood, NJ. Tell him Eric Axelson, formerly of Main Street Realty referred you to him. The second is simply my savior! He has saved many a deal. His company has access to hard money, so is not always tied to the same rules and regs as a public bank.
Roland Minard, Trident Mortgage
It is a good thing to have. It depends on many factors and especially on condition of the house that you are buying.
Not all the Home Warranty companies are easy to work with. You may ask me later if you are interested.... more
Most likely the row home will be FHA approved; it's only if it's classified as a condominium that eligibility is questioned. The only reason FHA wouldn't approve the row would be if the property had significant repairs that could not be taken care of before settlement. An FHA inspector/appraiser will visit the property to approve of the condition and possibly require repairs such as, but not limited to: making sure property has a railing anywhere there are more than three steps, repaint any areas with peeling paint, repair a broken window, etc.... more
Umbria can either be a great street or a tough street to live on depending on your goals. If you're looking for accessibility, walk-ability, and an active neighborhood, this is a great street to live on. If you're looking for extra parking, have no interest in the train, or don't frequent Main St. in Manayunk, you might end up paying more for something you don't really want or need.
As stated already below, having more properties for sale in a small area can help you negotiate a fair price; if supply goes up, demand goes down. I actually live right down the street from Umbria and have nothing but good things to say about the location, the neighborhood, and the people.
If you have any additional questions or need assistance, please feel free to contact me at firstname.lastname@example.org.