Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

19111 : Real Estate Advice

  • All35
  • Local Info2
  • Home Buying17
  • Home Selling3
  • Market Conditions2

Activity 29
Thu Jun 11, 2015
Ed Groussman answered:
You may be eligible to refinance your first loan regardless of the amount of equity, if its backed by Fannie Mae, Freddie Mac, or FHA.

I can take a look to determine your eligibility if you have a few minutes.

Email me at egroussman@homepointfinancial.com or call me at 347-903-5626
... more
1 vote 3 answers Share Flag
Sat Apr 18, 2015
Catherine Feinstein answered:
Hi Kevin and Domonique,
If you are still looking to rent in 19111, I have found 3 rental homes currently available.
Please call or e-mail me. I'm happy to help.

Catherine G. Feinstein, Realtor
Your Key to a Successful Real Estate Transaction
Million Dollar Club Agent, 2014
Weichert Realtors
93 Old York Road
Jenkintown, PA 19046
215-281-6535
www.CFeinstein.Realtor
CFeinstein@weichert.com
... more
0 votes 2 answers Share Flag
Mon Mar 2, 2015
Luke Medico answered:
If you are having trouble cancelling online, call customer service...they will have it taken care of within 5-10 minutes.
0 votes 1 answer Share Flag
Fri Feb 27, 2015
Mike McCann answered:
We have lots of home with master bathrooms and tons more amenities that you might be interested in. Contact us or take a look at our listings.
0 votes 4 answers Share Flag
Thu Feb 26, 2015
Terrell Bruce answered:
Thu Feb 26, 2015
Terrell Bruce answered:
Inquires are on your credit for two years. Usually anything over 3 can lower your score. My advise is find an agent who has done multiple deals with lenders that hve the same type of scenario you do!! ... more
0 votes 3 answers Share Flag
Thu Feb 26, 2015
Terrell Bruce answered:
0 votes 4 answers Share Flag
Fri Jan 2, 2015
USMortgageRanger answered:
Hi Quanetta,

Your friend is WRONG with mom SSI income and alternative credit we can get her into a home of her own. It may require some work on her part, but as long as she is willing to follow instruction and would be willing to assist her.

My Office hours are from 08:00 AM-07:00PM Mon-Fri & Sat 10:00 AM – 06:00 PM CST at 512-717-0403 or after hours at 469-347-3572 Cell. I am looking forward to hearing from you.

Lowell E. Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Direct: 512-717-0403
Mobile: 469-347-3572
https://www.thefederalsavingsbank.com/LowellSterling
... more
0 votes 1 answer Share Flag
Fri Nov 14, 2014
Lynn Brock answered:
The eviction can show up on your record normally about 30 days. However, depending on how "on-the-ball" the agency is could render this report quickly. Click the link below for some more information about evictions. ... more
0 votes 1 answer Share Flag
Fri Jul 18, 2014
Philip J. Cunningham Sr answered:
Please call me at 267-934-1971
Philip Cunningham
Market Force Realty
267-934-1971 (cell)
1-866-993-8585
http://www.GreatPaRE.com
PhilCunningham2004@yahoo.com
0 votes 6 answers Share Flag
Fri Jul 18, 2014
Philip J. Cunningham Sr answered:
Yes please call me at 267-934-1971 I live in the area there are 3 with in 2 blocks
Philip Cunningham
Market Force Realty
267-934-1971 (cell)
1-866-993-8585
http://www.GreatPaRE.com
PhilCunningham2004@yahoo.com
... more
0 votes 1 answer Share Flag
Thu Sep 26, 2013
Brian Nguyen answered:
The waiting period can be anywhere from 2-4 years depending on the circumstances of your bankruptcy, your financial record since the bankruptcy, and your current financial situation. You still might have some waiting time to go through unless you had extreme circumstances that cause your bankruptcy or if you have a large down payment. Either way, it wouldn't hurt to speak directly with a lender so we can get more information from you to see whether or not you can get a loan and where to guide you from there. So i still recommend calling up a lender like myself to help you get the loan you need! Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com ... more
0 votes 5 answers Share Flag
Fri Sep 13, 2013
Brian Nguyen answered:
What exactly do you mean by "not so good?" It can be hard to answer this without an exact credit score but I will try my hardest. Luckily, there are lenders like myself that are able to give out loans with credit scores as low as 580. If you fall into this category then you have a chance of getting a loan if all your other finances fall into place as well. If you are still under this credit score, you should still speak with a lender so we can point you in the right direction. Either way, I would be glad to speak with you so you can get the loan that you need. Well I hope this helps! If you have any further questions or if you need a loan, feel free to contact me. Also, if you found this helpful please leave me a recommendation if you can! Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com ... more
0 votes 8 answers Share Flag
Mon Sep 9, 2013
Chris Sarris answered:
0 votes 2 answers Share Flag
Sat Jan 26, 2013
Michael R. Torres answered:
Colleen,

When buying a home in PA, there are closing costs. These are in addition to your down payment and range between 5 and 6% of the sale price of the home. Mortgage company charges, title company charges, transfer tax of 2% in Philadelphia County and prepaid items such as a years worth of taxes, homeowners insurance and interest are all factored into that 5-6%. These items are allowed to be paid by an "Interested Party" to the transaction such as the seller or lendert. However, that would need to be negotiated in your offer to the seller. See more detail on this here:

http://www.michaelsrealestateblog.com/blog/give-me-seller-assist-pay-for-my-closing-costs-please/

The 3.5% down payment is the minimum required by FHA. This is the amount of money you put down on a property. Add that 3.5% + the 6% in closing costs and the total to buy a home in Philadelphia without a seller assist or lender credit would be 9.5%.

In addtion, there are programs that can help you with assistance such as PHFA, or Pennsylvania Housing Finance Agency. They offer up to 2% of the sale price towards closing costs as a loan and can eliminate the monthly mortgage insurance premium saving you a great deal of money monthly. Contact your lender to see if they offer this first time homebuyer program. They may also have access to grant money for first-time homebuyers. A good lender will explain all of this too you in conjunction with your real estate agent. Between the two of them, they will guide you to the best path for your situation. There is no cost to use a real estate agent when buying so why not contact them? They will be able to get you through the buying process smoothly which will greatly benefit you! Good luck!


Michael Torres
RE/MAX Reliance
215-275-2009
michael@movinginmontco.com
... more
0 votes 9 answers Share Flag
Fri Jul 6, 2012
James Gordon ABR SFR SRS answered:
Did you supply you DOB s number and sign the BOA addendums yet? Just wait there is more to come.
Yes they do need proof of funds to make ure you can close. I am surorised the liting agent did not require that before submission. ... more
0 votes 6 answers Share Flag
Sat Mar 17, 2012
Tim Moore answered:
Trulia really likes people here to share with questions and answers. If we all tried for free advertising of ourselves it would not leave any space for those that really have questions and need the help. ... more
1 vote 1 answer Share Flag
Thu Nov 10, 2011
Margaret Schickling asked:
my client has great credit and is ready to buy-this is what she is looking for:

at least two bedrooms, one bath, would like off street parking, near the R8 Fox Chase Train station, move…
0 votes 0 Answers Share Flag
1 2
Search Advice
Search

Followers

635