Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Home Buying in 19104 : Real Estate Advice

  • All34
  • Local Info1
  • Home Buying14
  • Home Selling0
  • Market Conditions1

Activity 13
Fri Jun 24, 2016
Rchap8 answered:
0 votes 10 answers Share Flag
Sat May 9, 2015
Gary Swank answered:
If you are financing, your lender will require an appraisal. If you are paying by cash, it is your option.
0 votes 2 answers Share Flag
Mon Oct 29, 2012
Philip J. Cunningham Sr answered:
Call me at my office and I'll give you a name of a BANK

Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia, PA 19152
Office.(215)725-5700 X49
... more
0 votes 3 answers Share Flag
Wed Aug 29, 2012
David Siegel answered:
yes bubby, According to CNN there are some very nice homes for sale in Detroit for $1.00.
0 votes 4 answers Share Flag
Fri Oct 14, 2011
Bruce Lang answered:
keep looking. there will be for gettin git boarded up, you can call licenses and inspections and they will normally board up homes promptly.
0 votes 12 answers Share Flag
Thu Apr 28, 2011
Bruce Lang answered:
0 votes 4 answers Share Flag
Tue Jul 20, 2010
Scott Godzyk answered:
Citibank does not sell its own properties, they hire assett management companies to sell their properties. By looking on their website, they do list on their who has been assigned the property.

If it is not on there, check the house for when they post a notice with a contact for is selling the property, then contact them. While you are waiting make sure you have been prequailified as you will need a prequailification letter to even make an offer.

for mor etips on buying bank owned properties please check my blog.
... more
0 votes 3 answers Share Flag
Tue Mar 16, 2010
Chad Bahnsen answered:
I'd be happy to help you get pre approved and answer any of you financing questions. That's the first step in conjunction with finding a quality realtor. Feel free to contact me if you don't already have a loan officer that you trust. Have a good night. Chad PH 610 -622-2212. ... more
0 votes 8 answers Share Flag
Tue Mar 16, 2010
Corey Grushin answered:
Alisa FHA hasn't changed their fico requirements yet, but they only insure loans not finance them. Banks and investors have basically requested a minimum 620 credit score for borrowers and most lenders are complying with such so as to be able to sell loans on the market. The banks want the ability to be liquid and not get stuck having to portfolio (hold) such a loan. Besides your fico score you have to make sure your debt ratios are in order, total back ratio not to exceed 50% at teh most. 41% is the recommended FHA tolerance, but can be overridden by automated underwriter findings. ... more
0 votes 2 answers Share Flag
Wed Dec 30, 2009
Chris & Stephanie Somers answered:

A 203K Loan is available for first time buyers who are buying homes and will be financing the repairs or upgrades immediately. The repairs and upgrades are overseen (for a lack of better terms) by the lender and must be completed with in the lenders expressed time frame. Homes that need a lot of work will often not qualify for a traditional FHA Loan. Typically sellers of this category home have chosen not to do the repairs or upgrades to the house themselves for a variety of reasons. Perhaps they will not see a dollar for dollar return on the improvements they make. Perhaps they do not have the money to make the improvements. Perhaps they simply do not want to do repairs.

"Can a house with a lien be sold?" Yes, it can as long as the seller pays for the lien and any and all judgments that are attached to the property. Sellers typically pay these liens with the proceeds of the house. The title company that will be providing you title insurance will not allow you or anyone else buy a home if it has known liens on it. Title insurances protects you from that type of situation after you purchase the home. If an unpaid lien appears on title after you purchase it that is clearly not yours, you will not be responsible for that lien. The title company is on the hook for it for the most part.

"What should I do?" You should discuss this with people you know and trust. You should trust your gut instincts. You should learn more about the process of 203K loans if you are not familiar with them as well as the title process. Your Realtor will be able to help you make some sense out of this particular set of questions spurred by the Gainor Street property.

We hope this information has shed some light on your questions.
... more
0 votes 1 answer Share Flag
Mon May 11, 2009
J R answered:
So you had an agent AND an attorney who were both looking out for the seller's best interests. I hope everything worked out well for you.
0 votes 11 answers Share Flag
Mon Mar 30, 2009
Jeff K answered:
Hey Mickey,

If you're lucky, perhaps they are way behind on taxes and you can just buy the tax deed lien and it'll become yours for much less money than buying it.
0 votes 7 answers Share Flag
Thu Mar 5, 2009
Sean Dawes answered:
The first time home buyer programs you hear about by realtors are the tax credit offered by the government. You can get up to $8,000 credit back depending on the house price, and your income.

If you would like to learn more, feel free to email me at

-Sean Dawes
... more
0 votes 2 answers Share Flag
Search Advice