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Home Buying in 19047 : Real Estate Advice

  • All18
  • Local Info2
  • Home Buying14
  • Home Selling0
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Activity 14
Thu Aug 18, 2016
Mary asked:
I purchased a home and shortly after moving in I realized the sellers lied on the seller disclosure regarding multiple things. As a result I had to make repairs that cost several thousands…
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Wed Dec 24, 2014
Lee Bullman answered:
We have Appraisers that will do it for $300. However, the normal fee is $350 - $400.
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Sun May 12, 2013
Nhung.le.63139 answered:
Follow up questions:

I am a cobuyer under my father's mortgage. He recently remarried. If we pay off the mortgage before he passes, does title automatically go to me?

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Sun Jul 15, 2012
Gita Bantwal answered:
It should appraise for $225,000. Alan Openshaw has already explained the formula for allowable seller assist.
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Sat Jun 23, 2012
Rosann Marabella answered:
If your agent hasn't advised you, the only other thing thaat would really guarantee acceptance of your offer is higher offer and you shoud consider making the settlement date the best for the Seller

Rosann 215-738-6100
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Tue Sep 14, 2010
Diane Loomis answered:
Absolutely, both buyer ans co-buyer must qualify on their credit, but a co-borrower can lend income strength to obtain a mortgage approval.
Let me know if you need a good mortgage source ~ Diane ... more
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Wed Mar 3, 2010
Gita Bantwal answered:
Go to for information about the tax credit.
If you have questions you should talk to your accountant.
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Sat Dec 19, 2009
Danny T Thompson answered:
I don't think so - it depends whose name is on the closing statement.. if the co-signer has to sign the HUD1, then most likely you cannot get the tax credit under those conditions -- but, check with a CPA. ... more
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Tue Aug 18, 2009
Jjesq99 answered:

Any update? Read this thread and am intrigued. Good luck.
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Wed Aug 5, 2009
Debbie Bennett-Vidaure answered:
Yes, if the house is in your name only, and you didn't file a joint income tax return last year. Speak to a mortgage consultant, to make sure. All the best,
Take Care,
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Sun Aug 2, 2009
Gita Bantwal answered:
You should check out the link as the others have suggested and talk to an accountant before you look for a home .
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Wed Jul 15, 2009
Dana Schuster answered:
With a married couple if either of them is a homeowner,both are disqualified.
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Sun Jul 5, 2009
KathyGentner answered:
In simple terms, YES you can qualify for the tax credit with a cosigner. Please review this IRS link on the subject.
The cosigner , if a home owner, cannot claim the tax credit, BUT the primary owner, 1st time homebuyer can qualify.

Good question.
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Tue Nov 25, 2008
Donald Bradbury answered:
Hi JOdi. I would check with your loan officer as to the status of your mortgage application. These days, the lenders are asking for more information on your credit information than ever before. I would check your agreement of sale, to see when your mortgage commitment is due from your lender, and push the loan officer to privide this commitment by the due date. Then, review the commitment for the CONDITIONS. You will probably get a list of hoops you will need to jump through to go to closing. They wil probably ask for bank statements, ect. . My only advise, is when they ask for information, get it to them quickly. Then they will probably ask for more things. Always get it for them quickly
Don BRadbury 215-536-67777 x 329
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