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Home Buying in 19004 : Real Estate Advice

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  • Home Buying5
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Activity 4
Sun May 8, 2011
answered:
Hi Tee,

I'd find out the annual taxes in the area you are looking and divide by 12. I'd also use around $750 per year and divide by 12 for the insurance. This should give you a good idea. You then can add these numbers to your P and I payment (that you get from using a mortgage calculator on line). You will also have to figure in PMI (Private Mortgage insurance). This varies depending on if you do a conventional or FHA loan, how much you put down, your loan size, and your credit score ,etc. You could probably assume around $150 give or take.
Always feel free to call or email with any further questions.
I'd be happy to help.
Chad cbahnsen@mortgagenetwork.com 610-622-2212
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Fri Jul 2, 2010
Fred Glick answered:
Anything in Lower Merion under 200k is usually a good deal.

I'd be happy to run comperables for you and see.

If you are not represented by a buyer's agent already, please email me directly- fred@fredglick.com and I will make a determination for you.

Fred Glick
U S Spaces, Inc
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Thu Mar 4, 2010
Mike Budzius answered:
Hi Mark,

First talk to a couple of mortgage lenders, find one you trust and get a mortgage preapproval. This will let you know what your comfort zone is and whether or not that $20,000 is enough for what you want to spend on your home. It may be that an FHA loan where you can get up to 6% assist from the seller for your closing costs is the way to go. Then find a hardworking Realtor who you are comfortable with and go for it.

Good Luck!

Mike Budzius
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Thu May 29, 2008
Scott answered:
I am suprised someone from the Corinthian marketing department hasn't opined yet! hahaha I mean what the heck are the getting paid to do again? More people traffic this site now I think than even realtor.com...whammy! ... more
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