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Home Buying in 18301 : Real Estate Advice

  • All28
  • Local Info4
  • Home Buying14
  • Home Selling1
  • Market Conditions0

Activity 14
Thu Jan 14, 2016
Sydneyandme2 answered:
Hi Angela...
I read your question by chance and although I do have several rental properties, I'm not in any position to this. I do however, feel your desperation as I've been there before so I'm just simply writing to let you know that maybe try to reword the heading to "Looking for" private investor to purchase a property then "Owner Finance" to me for 1-2 years.... or just something that explains yourself a little more. Your heading is not at all what I thought you guys were looking for til I read it...I was just being nosey! lol But I just thought I would let you know so hopefully you won't miss anyone...(hopefully the right one - that will do it! :-)
Good Luck to You!

Michelle :-)
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0 votes 1 answer Share Flag
Tue Dec 1, 2015
Amelia Robinette answered:
It's not unusual for an underwriter to request additional documents after a review. Try to provide what they're asking for as quickly as possible.

Is your ex-wife paying the car payments? Can you prove it with 12 months worth of payment documented coming from her and her alone? The UW may already be asking for this.

Talk to your loan officer about how to best fulfill UW requests and if they aren't asking for proof of payments from ex, see if that's something that would help.

Hang in there, it isn't over 'til it's over.
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0 votes 1 answer Share Flag
Sat Dec 20, 2014
Jessica asked:
Sat May 31, 2014
bijou-danielle asked:
Interest rates depend on area too? Because area is considered VIP section of E. Stroudsburg.
0 votes 0 Answers Share Flag
Wed Feb 5, 2014
Mike Ionescu answered:
In PA Any real estate transfer. Is subject to a transfer tax.
Also you may have to pay a portion of the Real Estate tax at closing.
Transfer tax is usually split between buyer and seler( 1%. Each)
Your broker will prepare an estimate of your closing costs which will include all taxes and other closing fees.
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0 votes 1 answer Share Flag
Sat Feb 1, 2014
Sally Grenier answered:
Not sure I understand your question. Are you asking how much the property tax is on a certain property?? The only way to find that out is to check with the county assessor's office. If it's a home listed for sale, your Realtor should be able to find this info in the MLS, or county records for you.

If you don't have a Realtor, you should consider hiring one. A buyer's agent doesn't cost you anything, and he/she will be able to guide you through the entire home buying process.

Good luck!
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0 votes 1 answer Share Flag
Wed Oct 23, 2013
Ed McKeown answered:
Dear Margaret,
This is a question you have to ask your agent. I do not know why you paid any money without exchange for a Deed.
0 votes 1 answer Share Flag
Wed Jun 5, 2013
Sharon Harris answered:
Not sure of the meaning of your question. But I can work along side an investor. I also can help find property for you to look into. And help you find the operating costs and return. happy to help! ... more
0 votes 2 answers Share Flag
Sun Apr 14, 2013
Lynn Ydoyaga answered:
All leins & taxes must be cleared at closing. it is the Seller's responsibility to provide clear title.
1 vote 1 answer Share Flag
Tue Mar 26, 2013
Mike Ionescu answered:
There are several choices but we always recommend
And it never got back to me negatively.
0 votes 1 answer Share Flag
Mon Jun 11, 2012
Matie answered:
The bank takes it back, it becames bank owned and they're trying to sell it again.
0 votes 4 answers Share Flag
Thu Oct 27, 2011
Hello Celeste,

There is no requirement to have three forms of credit to get a mortgage. It is usually an overlay required by the individual lender. I have approved loans with only two forms of credit in the past. Also adding non traditional credit has been helpful too (phone bill, utility bill, insurance payments. Talk to a local mortgage broker and see what they say. Not all lenders are the same so don't speak to one institution and call it quits Call me if you like..

Best Regards,
Alan Openshaw
Cornerstone Lending
Southampton Pa
267 992 7276
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0 votes 2 answers Share Flag
Wed Oct 26, 2011
Molly Hay - Mosley, CDPE,CNE, MIP, SFR answered:
My buyer just had this same issue. My lender used their rental history and an electric bill. Good Luck!
0 votes 2 answers Share Flag
Sat Aug 6, 2011
Jmonte919 answered:
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