Home Buying in 15212 : Real Estate Advice

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David, Home Buyer in Pittsburgh, PA
David asked:
I am a contractor delivery driver with several years negative AGI even though my actual net income is about 46k. Can I get any type of mortgage? My gross income is 53k and my real net is 46k, but bc of mileage deduction, AGI is neg 4k. Credit score is 758 and I have 20% down! I talked to PNC and Chase over the phone and both said…
0 votes Share Flag Fri Aug 26, 2016 Home Buying in 15212
Micah Matson, Real Estate Pro in Athens, AL
Micah Matson answered:
CLOSING COSTS: Are closing costs FLAT, or are they proportional to the sales price of a home? Can family help with closing costs?
The origination charge, FHA fee (if applicable), title insurance, and the MIP funding fees are usually a percentage of the sales price. Many other fees remain constant such as appraisa ... more
0 votes Share Flag Tue Aug 12, 2014 Home Buying in 15212
Gary Swank, Real Estate Pro in Pittsburgh, PA
Gary Swank answered:
Is it possible to request a home inspection before making an offer on a short sale?
Do your best in looking at the property you intend to make your home. Go beyond the kitchen and baths and room sizes. Look in the basement, at the roof, walk the exterior, look at the ... more
2 votes Share Flag Tue Aug 12, 2014 Home Buying in 15212
Dolly Nicely, Real Estate Pro in Wexford, PA
Dolly Nicely answered:
How can I find out the reputation/lending practices of a local financial institution?
Please click on the profile for the information you requested.
0 votes Share Flag Thu May 21, 2009 Home Buying in 15212
Joe Michalski,  in Philadelphia, PA
Joe Michalski answered:
Seller does not want to make repairs on 2 of 8 line items from home inspection.
As an inspector, I understand that your inspector was probably trained to call for replacement of copper gas pipes, although it is unlikely to be a specific code violation. Copper is ... more
2 votes Share Flag Fri Dec 5, 2008 Home Buying in 15212
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