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15108 : Real Estate Advice

  • All27
  • Local Info0
  • Home Buying12
  • Home Selling0
  • Market Conditions1

Activity 21
Sat Jul 8, 2017
Thierrymbandi asked:
I am a new immigrant to the US (less than 6 months) with an excellent credit score back home (Trans Union), and a very good job here in the US. Are there lenders out there who will lend…
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Sun Oct 23, 2016
Schadefamily1 answered:
My wife and I built two Ryan homes. This company is now part of Heartland. Two daughters built with Heartland and another daughter built a Ryan. We are experienced with these companies. Up till now very satisfied. HOWEVER son is in the process of building an expensive Heartland and it is nothing short of disastrous. Foundation walls broken and cracked and repaired, roof leaking, hurricane bolts not installed properly, beer cans found stuffed in basement drains, when lumber was delivered it was crashed into hillside, steps twisted, I-beam support shims improper and covered with insulation spray. I could go on but you get the picture. I could go on. For peace of mind my son and pregnant wife had to hire structural engineer and home inspector at a cost of $1,000.00. The house isn't finished but has been a nightmare up to this point. I'm writing a letter to the President of the company. If you use Heartland you MUST be there every day to check on their independent contractors. If you don't know what to look for hire someone!!! This house could have been built better by first year trade school boys!!!! ... more
0 votes 10 answers Share Flag
Tue May 10, 2016
Jacob asked:
The property behind our house, 1230 1/2 Ridge Ave Coraopolis PA is the property that was purchased by the bank. 1230 Ridge Ave is a separate deed from 1230 1/2. Our property is being frequented…
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Thu May 14, 2015
Desteni89 asked:
My fiancĂ© and I have been together for 8 1/2 years, and are both 25 years old. His credit is in the upper 700s, an income of around 70k, with around 60k for a down-payment, debts of less…
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Sun Mar 9, 2014
Ed Fallon, MBA answered:
You can do this with the FHA 203K. Contact me in Monday and I can give you the details. Ed Fallon, NMLS 144708. Allison Mortgage Group. 610-660-4712
0 votes 3 answers Share Flag
Tue Dec 31, 2013
Benny Smith answered:
NO, In fact the lenders can no more base your approval on age than they can race or sex. Have you found a lender that you are happy with. I am happy to help you with getting to where you need to be. I live and work in Allegheny and Washington counties, if you want some local assistance. Best of luck.
Benny Smith
... more
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Sat Oct 19, 2013
rahulkrishna95 asked:
I going to start a new position in Rockville, MD within the next week or 2. I'm looking for a place to live but I don't know the area that well. I would like to live close to…
0 votes 0 Answers Share Flag
Tue Aug 27, 2013
Runzlikeagurl answered:
Update - I found my new home. Thank you for the suggestions!
1 vote 3 answers Share Flag
Fri Oct 19, 2012
Nilesh Mehta answered:
Trisha,
I have a town home becoming avail. for rent Nov 01st.
please check 201 grace manor drive, Coraopolis pa 15108 listing.
Thnaks
0 votes 2 answers Share Flag
Tue Jul 24, 2012
Anna M Brocco answered:
If you know the person, have you considered asking him...you can also check public records, and or, tax records, or ask a neighbor(s).....
0 votes 1 answer Share Flag
Tue Apr 3, 2012
Virginia Stump answered:
Projecting what will happen in the market over the next five years is truly a guess, but here is mine: As the economy improves, I expect housing values to trend higher, just like the stock market is doing. From January 2011 to January 2012, the overall SW PA market appreciated 5.07%, then appreciation dipped slightly in February. I expect the warmer than usual winter and spring will bring buyers out in droves, since the bank lending rates are "on sale". Right now, it is a better deal to buy than rent. Those lending rates will probably also start to go up slowly, so now is a really good time to buy. I'll go out on a limb and project that housing values in the greater Pittsburgh region will be at least 10-15% higher in 5 years than they are now. ... more
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Wed Jun 8, 2011
Tom answered:
Does anyone have any advice on how to contact Fox Hollow? I've called the number multiple times but it always goes to an answering machine. I'm temped to just go there on Friday. ... more
0 votes 4 answers Share Flag
Sun Feb 27, 2011
Benny Smith answered:
As a realtor in this area you can get a discount broker or full service. Like you can get different price lawyers, doctors and accountants. At the end of the day you will get what you pay for. I will be happy to quote you my rates when you share what you are looking for your agent to do for you. One price does not fit all.
Benny Smith, ABR GRI QSC
... more
0 votes 7 answers Share Flag
Sun Feb 27, 2011
Don Tepper answered:
This question relates back to your previous question about commissions . . . and I'm glad you posted this since it does clarify that you're the buyer.

We can't give you legal advice. For that, you need a lawyer. However . . . .

As I and some others noted in our answers to your previous question, a buyer's agent can ask for a commission if the seller isn't paying one, or the amount to be paid is insufficient. And that's what those sentences provide: If not enough is coming from the listing agent, then you'd be responsible for the remainder.

Such wording is fairly common. Remember, though, that it's all negotiable. It appears, for instance, that your agent is looking for a split on a 7% commission. I don't know what's typical for your area, but regardless of what's typical, you can try to negotiate that down.

Your agent is also setting a minimum on the commission. And that, too, is negotiable.

Remember that--as a practical matter--if you're buying a house already listed and it costs more than about $60,000, you're not likely to pay much or anything. Just if it's a cheap house with a discount broker (Paragraph A) or a FSBO (Paragraph B) are you facing some exposure.

From the agent's standpoint, the agent is just trying to make sure he/she gets paid something for the work he/she is doing on your behalf. But if it makes you uncomfortable, negotiate on those points. Or make sure that before you put in an offer on a property, that the commission will cover those amounts. Or be willing to pay.

Again, that's not legal advice.

Hope that helps.
... more
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Wed Aug 4, 2010
yvonne answered:
Hello MJ,

This site is a great place to find a good broker/agent. If you need my help please let me know. Thanks
1 vote 3 answers Share Flag
Wed Aug 4, 2010
Benny Smith answered:
Olivia

There should be nothing wrong with this arrangement. Ask to see the process in writting. If if is thier policy then it will be written. Not all tenents can get this break. Best of luck in your home search. ... more
0 votes 5 answers Share Flag
Tue Aug 3, 2010
Joan Akanowicz answered:
Yes, if you know the address you can go on the Allegheny County web site and it will give you alot of information about the house. Don't let the assessed value influence you, alot of them are wrong. But you can scroll thru 2 or 3 pages & it will show you the sold dates, how much it sold for and to whom it sold. ... more
0 votes 7 answers Share Flag
Tue Aug 3, 2010
answered:
For the people that do not know about http://www.homepath.com
It is a Fannie Mae website and lists Fannie Mae foreclosures on the site.
There are no fees charged. You are allowed to use a realtor to make an offer just as with a normal transaction
Special financing is offered by Fannie Mae to people who wish to purchase these homes.
You are allowed to use a realtor to make an offer just as with a normal transaction
These loan terms can be as little as 3% down with no mortgage insurance and financing for light renovation also. It is completely legitimate site and it sounds as if some people have dismissed it wiothout any idea of what it is.

Regards,
Alan Openshaw
Cornerstone Lending Inc
Southmapton Pa 18966
Office 215 953 0800
Cell 267 992 7276
... more
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