Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

14568 : Real Estate Advice

  • All1
  • Local Info0
  • Home Buying1
  • Home Selling0
  • Market Conditions0

Activity 1
Thu Aug 4, 2011
Hi Mike,

Bad credit is much different than no credit. If you have bad credit, without ANY good credit, you are definitely going to need to start getting some good credit and anywhere from 12-24 months of it before you could realistically obtain mortgage financing. I'd recommend you start out with a few secured credit cards - Capital One® Secured Mastercard®, Orchard Bank® Secured MasterCard & Public Savings Secured Visa® Credit Card are all fairly easy to qualify for even with bad credit. You can read up more about getting credit cards to start rebuilding your credit at

If you had no credit, as in no good credit OR bad credit, then you'd actually be better off than having only bad credit. I explain all of the details very clearly in my blog entry which the link is the web reference.
... more
0 votes 3 answers Share Flag
Search Advice