This is a question is for a Bankruptcy Attorney or licensed mortgage banker. Anyone else answering this question here on-line is engaging in Substantive Contact with you without signed full disclosure which is a violation of NYS Real Property Law and possibly NYS Banking laws.
Unfortunately, Big Brother is always watching especially now on these these type of sites.
Stop down at your local bank. I wish you luck... more
Don't sweat it. It is probably the old occupant's bill. Chances are they never terminated the service. If you live in the city, it is very common. Call and get it straightened out. This usually has nothing to do with title searches.... more