Good income and money to work with are only 2 components of several criteria for mortgage qualification. Unfortunately, credit score is the most important before any others are considered. In all likelihood, an owner willing to hold the mortgage will also check credit.
Depending on the result of getting your "credit cleared up in the next few months," please consider contacting me at that time. Lenders generally require a minimum score of 640, and you didn't specify how far away you may be.
I may be reached at 716-685-9696 at any time.
Licensed Mortgage Professional
R & R FUNDING, INC.
E: ron@WNYMortgages.com... more
Keep in mind that taxes do vary by exact location, property size, upgrades, schools, etc., if referring to a specific property any local agent can give you the information, or consider contacting the local tax assessor's office.... more
It all depends how bad do you want it, if you are just investing and have time to wait for the good deal, then go below market 5-10% if its a multiple offer and you really want it, I suggest to bid 15% above. That is a personal oppinion from my experience.... more