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12804 : Real Estate Advice

  • All10
  • Local Info2
  • Home Buying5
  • Home Selling0
  • Market Conditions0

Activity 7
Thu Feb 13, 2014
Jeanne Dion answered:
Hello,

There are several mortgage companies, local banks and local credit unions that can assist you with this process. If you would like more information, give me a call or send me an email and I can walk you through the process. ... more
0 votes 1 answer Share Flag
Wed Jul 31, 2013
Alexandra Weishaar answered:
Hi! My name is Alexandra Weishaar, I am a purchase loan coordinator at Guardian National Bank. I would love to help you get your home loan process started. Please feel free to give me a call at (855) 616-8567 or email me at alexw@gnblending.com ... more
0 votes 2 answers Share Flag
Wed Jul 24, 2013
Kim Glass answered:
Hi yvonnballwilton,

It doesn't look like the house is currently on the market based on the the listing status being Public Record vs. For Sale. Check out the listing here:
http://www.trulia.com/homes/New_York/Queensbury/sold/163651-336-Luzerne-Rd-Queensbury-NY-12804

Hope that helps you a bit!
-Kim, Community Manager
... more
0 votes 1 answer Share Flag
Mon Jun 4, 2012
Adam Pensel answered:
Property crime is high in queensbury because much of the homes in queensbury are seasonal. Queensbury includes a large portion of homes that are actually located directly on Lake George.

In recent years, there have been strings of burglaries of seasonal homes, which are easy targets for experienced criminals.

Generally, Queensbury is a very safe area. The issue I stated above skews the numbers to look more severe than the way Queensbury really is. Hope this helps.
... more
0 votes 4 answers Share Flag
Thu Mar 31, 2011
Dallas Texas answered:
Confused you are you stating you have No FICO score?

Recommend to complete a loan application with mortgage broker to discuss all options qualify for a loan
0 votes 1 answer Share Flag
Tue Jun 15, 2010
David - Appraiser answered:
Debbies - You are correct in considering the age, or year built, in choice of comparables, sold and active listings. Based strictly on the info provided in the two examples, it is highly unlikely the older home will appraise for the amount listed due to the age difference of the two and square footage difference. Then again, perhaps the newer one is grossly underpriced for the market area.

Now, yes, there are many unknown factors that would be required to accurately determine a realistic list price for both properties and appraised value of both, but it appears to me proper due dilligence on the part of one or the other listing agents, or possibly both, was not done in determining the list price of one or the other. Perhaps both have the same listing agent, or perhaps there was an input error in one or the other listings.

End result, it is very observant on your part and wise to question such discrepancies. You should be an appraiser!!!
... more
0 votes 7 answers Share Flag
Sun Feb 28, 2010
Bill Eckler answered:
Debbie,

Banks are currently involved with a multitude of "distressed properties" that they need to dispose of. By making this disclaimer they are attempting to eliminate unnecessary and wasted effort by trying to identify serious buyers. You may be able to fin an agent that will show you the property but any offer would have to be accompanied by a letter of pre-qual.

In our opinion there are only benefits of being preapproved.....it locks you into a rate that you may or may not use. If the rates drop, you can move on to another lender to improve your position. You are not bound to that lender.

Additionally, being pre-approved will allow you to move more quickly on a property that has desire to you. Many buyers of foreclosed property lose out on a great opportunity because they were not pre approved allowing others that are to jump in front of them in the purchasing process.

Thank you for asking your question.
Best wishes,

The Eckler Team
... more
1 vote 3 answers Share Flag
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