why must you wait another 5 months? are you going to save that much money? are you clearing up credit issues?
and how much money do you really need to save, if that's the case. or are you in a lease - if so, break it.
in this market, with rates so low - economically speaking, you have to see the WHOLE picture.
i can't believe out of all the people who commented on this post, that no one asked WHY you feel you need to wait another 5 months.
Lou - call me 631-831-9048. No pressure. I don't care if I show you the house or not. clearly, you need to explain this a little more and THINK IT THROUGH. Maybe you don't need to wait.