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11801 : Real Estate Advice

  • All23
  • Local Info2
  • Home Buying10
  • Home Selling2
  • Market Conditions0

Activity 20
Sat Oct 28, 2017
Kathy Burgreen answered:
This is what you get for $3,500. in Hicksville. The typical rent for a nice clean house in Hicksville would be more like $7,000./month You're paying 1/2 that, so you need to expect damages, insects, etc. Hicksville is a really nice neighborhood and owners know they can charge a lot for rent. If all you can afford is $4,000. or less per month, then you need to move to a different area where rents are cheaper. I know the towns are not as nice as Hicksville but it will be affordable for you.

This is what living on Long Island is like. The more desirable the town and especially the school district = higher home prices, higher rent prices, etc.
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0 votes 1 answer Share Flag
Tue Jul 25, 2017
Kathy Burgreen answered:
You need to know that rentals in the New York City region never include utilities except for heat and hot water. All other utilities, the tenant pays for. Your other challenge is most landlords do not allow pets because their insurance policies restrict liability and damage to human beings - not pets. Therefore, you need to call several insurance companies and ask about pet insurance. You will need to pay for it. Once you have proof of pet insurance WITH liability and damage coverage, landlords will be more accepting to take you as a tenant. The negative side is if anybody is injured or your pet damages anything, you will be sued. ... more
0 votes 2 answers Share Flag
Thu Mar 24, 2016
Malgorzata Ringston answered:
You should remove it. Everything will look so much nicer around it. Some buyers don't like to be bother. Fix, paint and you should be ready do go.
Good Luck!
0 votes 1 answer Share Flag
Wed Aug 26, 2015
Oleg Volfman answered:
Hi Lisa.

No one answered your question, so the answer is pretty much, it's not advisable. Rent to own is geared for the seller/landlord. Not advisable.

Good Luck.
0 votes 1 answer Share Flag
Fri Apr 24, 2015
Mujtaba Hassan answered:
a buyers agent if you hire one, can look into recent similar houses that will give an a idea for what you should pay, Hassan
0 votes 13 answers Share Flag
Tue Dec 31, 2013
Clarice Mulcahy answered:
Happy new year to you. Contact a bank or mortgage personnel on thurs and I am sure they can help you
0 votes 5 answers Share Flag
Mon Nov 25, 2013
Karen Donovan answered:
Chandu, You could get a link with criteria for a custom search set for homes which may meet your criteria for Mother/Daughter or 2 family homes. That would be the easiest way. I will let you know.
Thanks for the inquiry! Karen Donovan - Broker Donovan Realty - Hicksville
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0 votes 4 answers Share Flag
Sat Nov 16, 2013
I can help you in your situation. Please call me to discuss.

Sanjeev Ahuja NMLS # 148731
Mortgage Broker
Home Funding LLC
110 Jericho Turnpike Ste 214
Floral Park, NY 11001
Direct Ph 917-517-2552
NYS Registered Broker, Department of Financial Services, Loans Arranged through third parties NMLS # 885573
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0 votes 7 answers Share Flag
Tue Nov 5, 2013
Martina Ryan answered:
If it is not a legal rental unit then it is not worth renting as you will have to refund the tenant for the income received.
0 votes 3 answers Share Flag
Mon May 20, 2013
yes bcos some years back the Nassau or Hicksville town made the all the House owners to bring this tank above the ground so after that underground tanks considered to be illegal.
But its to better check out with Nassau or Hicksville/Oysterbay town. before you buy. ... more
0 votes 7 answers Share Flag
Mon Apr 8, 2013
Jose Jacob answered:
You may be able to get a discounted priced from Con Edison. Sometimes they have good deals depending on the area you live in.
0 votes 2 answers Share Flag
Mon Feb 25, 2013
Thomas Brady answered:
Hi Annie, I'm a retired police lieutenant, do not contact the local police department for information, you'll end up with someones opinion. Google Hicksville NY crime data and you'll have a wealth of inofmation, just check to make sure where they are taking their data from. You want facts, not opinions.
Licensed Real Estate Salesperson
Notary Public, Retired N.Y.P.D. Lt.
#1 Listing & Selling Brokerage in NY
Charles Rutenberg Realty, Inc.
255 Executive Drive - Suite 104
Plainview, New York 11803
... more
0 votes 3 answers Share Flag
Tue Nov 29, 2011
Richard Varney, Jr answered:

You do not need to limit yourself to a broker in a specific ZIP code. Any broker in New York State will suffice. I've linked my webpage for you to get a hold of me should you need a good risk management professional at your side.


I'm not sure what your definition of "complicated" is. Can you elaborate on this because from my chair, I've got a lot of happy clients who are PROPERLY insured. As for the example you gave about cancelled policies after inspections were made, sure...a dilapidated home will get denied coverage by a carrier upon inspection. In fact, every property insurance company will perform an inspection of a dwelling when coverage is first placed on it...including State Farm. Would YOU insure a home that has roof shingles peeling off by the dozens? :)

As Johnny has eluded to, direct insurance carriers aren't always the most competitive. The fact is, there are over 700 property insurer's in New York State alone competing for our business. 99% of them operate in the independent broker channel. Prices and underwriting guidelines change with every company ever year. Meaning, someone can get a competitive price with your State Farm buddy one year but in a subsequent renewal, their premium can suddenly spike. Even worse, they can be non-renewed for no reason (State Farm does this all the time on Long Island).

Finally, purchasing insurance purely from a price perspective can get you into a lot of trouble. Each risk type (be it homeowners, auto, commercial liability, etc.) is truly unique and must be carefully underwritten. With that said, a particular insurance company may not be setup to properly cover a specific risk type. That's where the power of a broker comes in: carrier placement for insured's via a balance of:

-Needed coverage's written based on exposure specifics and risk classifications
-An insurer's financial strength

No captive insurance agent can provide this, as they can only sell one product from the company they are employed by. Agents represent insurer's, brokers represent insured's. There's a big difference between the two.

This is not to say that captive/direct carriers are bad. There are times where I tell my prospects to check them out for comparisons. Sometimes I don't hear back from them...sometimes I do. :) Whatever works best for the insured's is my philosophy.
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0 votes 6 answers Share Flag
Thu Nov 11, 2010
Nyrvixen answered:
Thank you all for your help. Unfortunately my lawyer isn't in the office today so I have to wait on his answers.
0 votes 8 answers Share Flag
Wed May 5, 2010
Anna M Brocco answered:
According to public records, the property closed on 10/26/04 for $385,000.
0 votes 9 answers Share Flag
Sun Feb 14, 2010
Dp2 answered:
The current market value, list price, and loan pay-off values are all independent of one another.
0 votes 6 answers Share Flag
Tue Apr 7, 2009
Anna M Brocco answered:
No, the property is no longer on the market.

0 votes 2 answers Share Flag
Mon Feb 2, 2009
Nick answered:
How freaking low do you need it to be? If you cant handle 4.9 with ease maybe u shouldnt buy a house.
0 votes 9 answers Share Flag
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