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Home Buying in 11706 : Real Estate Advice

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  • Local Info3
  • Home Buying22
  • Home Selling6
  • Market Conditions0

Activity 14
Tue Nov 14, 2017
HR asked:
Can this be considered second home.? or investment property. how much is the standard down for second home and investment property.
0 votes 0 Answers Share Flag
Thu Oct 26, 2017
Tom Intes answered:
I have a brand new single wide Live Oaks Bolt Model 1,137 sq. ft. yet to be delivered on beautiful 1 acre parcel in Keystone Heights, FL. New well, septic. Gopher tortoises are your neighbors.

Tom Intes
(352) 870 1041
... more
0 votes 12 answers Share Flag
Fri Oct 20, 2017
Kathy Burgreen answered:
The good news is lenders can approve you for a loan with your NY income as long as your credit scores, debt to income ratio, etc. qualify you. The bad news is if you are not moving into this home within 60 days after closing, this loan will be considered an investment property loan and you will be subject to higher interest rates, higher lender fees and a larger down payment. You can refinance after you move in but there are lender & closing costs for refinancing. Therefore, you are paying the same costs twice and that is expensive.

Is your transfer guaranteed? Make sure because employees can be told of a transfer, then it falls thru. If I were you, I would rent or stay at your sister's home AFTER the transfer is final and you move to Florida. By that time your husband hopefully will be employed, then you can use both incomes to buy a home. If your husband is an employee and will receive a W2, lenders just need 1 month of pay stubs because W2 income is easily verified by computer. Workers who are independent contractors, self employed or receive a 1099 need 2 years income + tax returns because lenders cannot easily verify their income.
Tell your husband to get a job where he will get a W2.
... more
0 votes 1 answer Share Flag
Sun Jan 22, 2017
Louise Wild answered:
Hi, did you ever find out about the house you were interested in on north Gardiner drive?
0 votes 1 answer Share Flag
Mon Feb 9, 2015
Nicholas Campasano answered:
There are several options on Long Island in this price range. Some co-ops, condos even homes can fall within this range. Feel free to contact me if you would like to discuss this further.

Nicholas Campasano
Century 21 AA
Cell: 631-848-6515
Email: NickC@Century21aa.com
... more
0 votes 8 answers Share Flag
Mon Feb 9, 2015
Nicholas Campasano answered:
It is common practice for the appraisal to be paid for around the time of the appraisal. You will see it marked as POC (paid outside closing) on your attorneys worksheet. If the seller is paying the closing costs make sure you bring this to your attorneys attention so you get the proper credits.

Nicholas Campasano
Century 21 AA
Cell: 631-848-6515
Email: NickC@Century21aa.com
... more
0 votes 8 answers Share Flag
Fri Feb 6, 2015
Edward Maddox answered:
If you are looking in San Tan Valley, Queen Creek or Maricopa AZ our web sites have a section just for REOs that are available.
0 votes 7 answers Share Flag
Sun Mar 17, 2013
Catherine Nemecek answered:
Suffolk County has a down payment assistance program if you need assistance with down payment or closing cost. This is a great program to look into. You must apply for this program and it is a first come first serve basis you can go here for more information:

http://www.suffolkcountyny.gov/Departments/EconomicDevelopmentandPlanning/CommunityDevelopment/HOMEInvestmentPartnershipsProgram.aspx

And if I can be of any other assistance call me (Catherine) at: (631) 741-1700
... more
0 votes 5 answers Share Flag
Sun Mar 3, 2013
thechieffl answered:
My house is for sale and is in Jacksonville, which one should conider for one reason, HURRICANES! If you decide to move anywhere in Florida Jacksonville should be on your list for this reason. I to work from home and am looking to sell my house for $200K. It has many ammenities and would be happy to discuss should you have an interest.

David
(904) 707-4808
... more
0 votes 5 answers Share Flag
Sat Aug 4, 2012
Javier Meneses answered:
Exactly. The foreign national loans we have here is the US is ideal for someone such as yourself who lives and works in the UK and has a significant down payment towards a property in the US. ... more
1 vote 4 answers Share Flag
Sun Apr 15, 2012
Javier Meneses answered:
If you can show that your retail business will continue on and you can conduct your business from Florida,, along with anything else you need to qualify on, you should be ok.
1 vote 7 answers Share Flag
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