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Home Buying in 11542 : Real Estate Advice

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Activity 2
Sat Apr 9, 2016
Malgorzata Ringston answered:
Must Always counter, you will be suprised what can happen. Remember you have nothing to lose.
Good Luck!
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Tue Oct 6, 2015
Javier Meneses answered:
The steps to qualify for a mortgage regardless of income, is always to sit with a lender and allow them to review all the necessary documents. Not sure where you're looking to buy and what type of property, but generally speaking, $21k doesn't really get you anywhere. You pretty much qualify for the monthly payment (principal & interest, monthly taxes & insurances). Your monthly obligations on anything that's in your credit report are factored in as well. You'll qualify, but not for an amount that covers the purchase of a property.

Javier Meneses
Senior Loan Officer
Residential Mortgage Division
98 Cuttermill Road
Great Neck, NY 11021
516-708-2351 Direct Line
516-606-9648 Mobile
516-918-5383 eFax
jmeneses@snb.com
NMLS # 23130
... more
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