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11520 : Real Estate Advice

  • All29
  • Local Info3
  • Home Buying17
  • Home Selling1
  • Market Conditions0

Activity 26
Sun Jan 15, 2017
Kathy Burgreen answered:
You can visit Nassau County Tax Assessor's office and find out who the real owner is. Try the tax assessor's website first.
0 votes 1 answer Share Flag
Sat Dec 17, 2016
Kathy Burgreen answered:
Whose names are on the mortgage loan? If you have not made any loan payments, has your ex paid the loan on time every month? The issue is if both names are on the loan, he will need to refinance into his name only. This removes your name from the mortgage on the current house. If he cannot refinance and have just his name on the mortgage, you will not qualify for any type of loan. You need to understand that lenders need proof of the following: What happens in the future if your ex doesn't pay the loan on time every month? You will be contacted to continue making payments even though you don't live there. This loan will be part of your debt to income ratio until your ex refinances into his name only. ... more
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Tue Oct 25, 2016
Malgorzata Ringston answered:
Cash takes much faster 1 1/2 moth, Bank can take up to 3 months sometimes more
0 votes 1 answer Share Flag
Mon Oct 12, 2015
Jons657 answered:
when will this house foreclose** sorry for the typo
0 votes 1 answer Share Flag
Mon Oct 12, 2015
Jons657 answered:
You can offer as low as you want. There is a house close to me that sold for $224,000 below asking. The asking price was around $1,000,000
0 votes 11 answers Share Flag
Thu Aug 28, 2014
Oleg Volfman answered:
Try this link. Should give you a lot of info. http://en.wikipedia.org/wiki/Freeport,_New_York

If my response was helpful, consider clicking BEST ANSWER!

Thank you for your valuable time!

Oleg Volfman, CBR, RSSP
Lic. RE Agent, Office Manager
Quick Deal Realty, Inc
Office 516-599-5559
Mobile 917-685-0489
ovolfman@gmail.com
... more
0 votes 2 answers Share Flag
Wed Apr 30, 2014
Hezrell Vasquez answered:
Good afternoon Yolanda,


I hope you or the person you are referring about found a place to rent. If not you can visit my website listed below in search for rentals in the area of interest and i can show what rentals are in your best interest.



www.hvasquez.exitrealtyhillcourt.com



Best regards,
... more
0 votes 4 answers Share Flag
Mon Mar 17, 2014
Oleg Volfman answered:
Hello.

I suggest using www.angieslist.com. Very useful to look up places and people who you can trust.

Good Luck with your move. If you need any further real estate help, please don't hesitate to let me know.

If my response was helpful, consider clicking BEST ANSWER!

Thank you for your valuable time!

Oleg Volfman, CBR, RSSP
Lic. RE Agent, Office Manager
Quick Deal Realty, Inc
www.quickdealrealty.com
Office 516-599-5559
Mobile 917-685-0489
ovolfman@gmail.com
... more
0 votes 3 answers Share Flag
Mon Jan 27, 2014
Laura Carroll answered:
Hi Elwin,

This certainly is not a problem. Depending on where he would want to rent generally they are just going to look for proof of his source of income, and probably run a credit check on him. We have a lot of rental listings at The Donnelly Group. I would be more than happy to help you and your father. Please feel free to contact me at 917-370-5354 if you need help or Laurac@thedonnellygroup.com.

Sincerely,
Laura Carroll
Licensed Real Estate Agent
917-370-5354
The Donnelly Group
730 Franklin Avenue
Garden City, NY 11530
... more
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Fri Oct 4, 2013
Hezrell Vasquez answered:
I recommend to contact David Mizrahi from Guarantee Mortgage at 917-793-6120
0 votes 7 answers Share Flag
Fri Jul 19, 2013
Javier Meneses answered:
Jeanelle, sounds like it wouldn't work out. It's almost impossible to qualify for a house in NY with an income of $30k. Perhaps a co-signer?

If my response was helpful, consider clicking BEST ANSWER!

Javier Meneses
Senior Loan Officer
NMLS #23130
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
jmeneses@snb.com
(516) 606-9648 Cell
(516) 740-4478 Office
(516) 918-5383 Fax
... more
0 votes 1 answer Share Flag
Wed Jun 12, 2013
Maria Cipollone answered:
Most of this closing fees are deductible when you file next year. So, they are giving you a great deal on this investment property at 3.25%.

Best of Luck,

Maria Cipollone

www.Flahomespecialist.com ... more
0 votes 11 answers Share Flag
Tue Jun 4, 2013
BrooklyntoIslandFirstTimers answered:
There's another interested buyer
0 votes 8 answers Share Flag
Wed Nov 28, 2012
Christina Napoli Deppert answered:
You can look up on www.mynassaupropterty.com or call the automated system on 516-571-2490 or The Village of Freeport 516-377-2212. Be sure you have your section, lot, and block handy so you can access the information. ... more
0 votes 3 answers Share Flag
Wed Nov 28, 2012
Christina Napoli Deppert answered:
If you are a Vet or a senior citizen you can apply. Be sure to apply to both Nassau, Town of Hempstead and the Village of Freeport. Each must be filed separately. You can contact the appropriate municipalities to find out when to file.

You may also file for a tax adjustment since values have gone down substantially, therefore, assessments should be lower.
... more
0 votes 6 answers Share Flag
Wed Nov 28, 2012
Christina Napoli Deppert answered:
I doubt that! When you live in a community, ALL residents that own a home/property are required to pay school taxes. If we had a hospital we'd be paying toward that, etc. For example, you may not have a recreation card but you can be sure that some of your taxes go to that facility as well. ... more
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Wed May 30, 2012
Janet Nation, CBR answered:
Transfer fax is paid for by the seller. If you might enjoy the benefits of a buyer's agents view my tesimonials at www.jnationproperties.com and decide if you think I am the type agent that will service you best. ... more
0 votes 8 answers Share Flag
Wed May 30, 2012
Janet Nation, CBR answered:
The Long Island Housing Partnership had such a program two years ago, I don't know if it still exists. The problem was competing with cash investors or those with a hefty down payments. Lender are certainly not eager to sit around waiting for some bureaucratic program. ... more
0 votes 3 answers Share Flag
Sat Apr 21, 2012
Trevor Curran answered:
When you are buying your home, get a referral to a Local Mortgage Banker. Since she is local, your Mortgage Banker is most familiar with actual closing costs, and the "hidden" closing costs that a mortgage person in another state can't possibly anticipate.

For example, in Freeport:

-Transfer tax: if you are purchasing new construction, a bank owned foreclosure, or certain other property types, then YOU, the purchaser, pays the transfer tax as per the contract of sale (consult with your attorney about all terms in the contract of sale)

-Adjustments to Seller at closing: these are the "hidden" closing costs that are not revealed to a Purchaser on a Good Faith Estimate. Typical examples: property tax adjustment back to Seller at closing table for taxes the Seller has paid for the period after the closing. Payment to the Seller for oil in the oil tank (if the house has oil heat).

-Local title charges: including here in New York, the insidious new Sales Tax New York State charges on certain title fees.

Mortgage Bankers in your community will provide you with a much higher quality of service and financing options than any "Big Bank." Local Mortgage Bankers have long been the source of excellent financing options for homebuyers. Further, Loan Originators who work at Mortgage Banks are LICENSED whereas Loan Originators who work for the "Big Banks" are only REGISTERED. There's a BIG difference.

Sit down face to face with your Mortgage Banker to be thoroughly prequalified. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.

Consumers have been led to believe---thanks to huge advertising budgets with the BIG BANKS---that they should go to their bank for a mortgage loan. This is the WORST place to get assistance with the BIGGEST PURCHASE of your life! These BIG BANKS are basically BIG CORPORATIONS. You're a number, at best. With a Local Mortgage Banker you will be treated like a friend and a client for life. You can't imagine the high quality of personalized service you will receive from a Mortgage Banker until you try.

As to price---rate and fees---competitive if not better than the BIG BANKS.

You can verify the License of any Licensed Mortgage Loan Originator at nmls.consumeraccess.org

Trevor Curran
NMLS #40140
... more
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