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Home Buying in 11375 : Real Estate Advice

  • All73
  • Local Info2
  • Home Buying45
  • Home Selling5
  • Market Conditions1

Activity 45
Fri Apr 21, 2017
Hairsmom4 asked:
Fri Mar 31, 2017
Hello, I'm a mortgage professional.

With a 751 credit score you would qualify for the best rates available.

If you have any other questions or would like help with this you are welcome to get in touch with me. ... more
0 votes 1 answer Share Flag
Mon Jun 13, 2016
Sally Grenier answered:
P.S. Hopefully you have your own Buyer's Agent and aren't just dealing with the Listing Agent. The listing agent has no business asking for your financial info, except for a pre-approval letter from the lender or a bank statement (to show proof of funds for a cash purchase). ... more
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Sun Jun 5, 2016
Amy Dong answered:
0 votes 1 answer Share Flag
Wed Mar 4, 2015
Noah Seidenberg answered:
I recommend calling the company you use for your auto insurance. They will often give you a package deal.
Good luck.
0 votes 1 answer Share Flag
Wed Mar 4, 2015
Kathy Burgreen answered:
As a retired realtor near NYC, I disagree with Noah's reply that co-ops will become obsolete. To answer your question, purchasing a co-op or a condo is based strictly on finances - not on which is a better buy. There is a large gap in the pricing of co-ops vs. condos with condos being more expensive to purchase because the buyer obtains the title or deed to the unit. In a co-op, the buyer is a shareholder purchasing x number of shares in a limited housing corporation that gives you a propriatary lease to reside in a specific unit.

Theoretically, condos are easier to sell which makes them a better buy, BUT the prices can be $100,000. Or more for the exact same size unit as a co-op. Outside of the immediate suburbs surrounding NYC, there are fewer co-ops & more condos with the condo prices decreasing. However, the further away from NYC you are, transportation costs increase if you commute into the city.
... more
0 votes 2 answers Share Flag
Wed Mar 4, 2015
Noah Seidenberg answered:
Ask in writing and then contact their licensing board. and file a complaint. It is illegal and if you let them know you are going to file a complaint they will probably stop.
0 votes 7 answers Share Flag
Wed Mar 4, 2015
Noah Seidenberg answered:
It depends on the management and the rules and regulations. Also if you could be more specific about what repairs.
0 votes 4 answers Share Flag
Thu Aug 21, 2014
Anna M Brocco answered:
Your attorney can better advise, consider a consultation; don't simply rely on online opinions...
1 vote 2 answers Share Flag
Sat Jun 21, 2014
Gerard Towers answered:
0 votes 14 answers Share Flag
Sun Jan 26, 2014
Alan B Mann answered:
All things being equal the price would be from about the same price level to 10% higher. In 2008 there was a downturn and it has crawled back to those levels. The 10% upturn comes from the current lack of good homes on the market. ... more
0 votes 11 answers Share Flag
Sun Jan 5, 2014
Judit Szenes answered:
There are definitely finds in Forest Hills, Queens, NY with less than $2000 monthly maintenance fees. + don't forget that generally 50-60% of these fees (depending on the building itself) are DEDUCTIBLE tax payments. That is a considerable financial advantage over paying similar amounts for rent.
Any more questions, email me:
... more
1 vote 3 answers Share Flag
Fri Nov 1, 2013
Jeff Putterman answered:
Hello Jade,

This depends on the way the cash flows into the co-op, and could also be a function of the demographic make-up of the board and members. In general, a line of credit would be used in instances where receivables are going to be collected in the reasonably near future, but certain bills are due now. Since such lines are typically "short-term" in nature, any such borrowings would be paid back when the receivable is collected.

Sometimes, however, when there are older people with limited incomes are on the board, they choose to borrow money (usually with a mortgage, not a line of credit) rather than fork out cash upfront. The net effect of this kind of decision is to push the payments onto members who might join in the future.

If you have a certain set of financials you'd like me to read and opine on -- as long as you understand that my opinion is nothing more than that -- please let me know.


Jeff Putterman
Lic. R. E. Salesperson
Beaudoin Realty Group, Inc.
78-27 37th Ave., Suite 5
(718) 505-9220
(917) 204-7802
... more
0 votes 3 answers Share Flag
Tue Oct 8, 2013
Egle answered:
Birchwood Towers, great building, allows both cats and dogs. We are selling 2 Br.
0 votes 7 answers Share Flag
Sun Sep 1, 2013
sabitansu.sarkar answered:
Fri Aug 23, 2013
Anna M Brocco answered:
Since there are other factors besides credit that determine mortgage qualification, visit with any licensed loan officer beforehand; be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. If your search includes co-ops, and depending on just how bad the credit is, keep in mind that you may not meet co-op board requirements. ... more
0 votes 3 answers Share Flag
Wed May 22, 2013
I can recommend you the appraisal we used recently: 3479940868 Very knowledgeable and professional.
0 votes 2 answers Share Flag
Tue May 21, 2013
Anna M Brocco answered:
Since most do end up being listed by a broker, consider working with an agent of your own; also check
0 votes 1 answer Share Flag
Wed Mar 27, 2013
Anna M Brocco answered:
Since noise level tolerance is subjective, if at all possible, why not consider a re-visiting the unit at a time when the neighbors may be home....
0 votes 4 answers Share Flag
Tue Mar 26, 2013
Fajardo Delacruz answered:
We would have to look and make a CMA report to
see what the curent market for your unit is selling for.
Fajrdo Delacruz
347 932-0609
0 votes 9 answers Share Flag
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