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11023 : Real Estate Advice

  • All15
  • Local Info2
  • Home Buying9
  • Home Selling4
  • Market Conditions0

Activity 15
Tue Aug 1, 2017
Angelica P answered:

I am happy to help you get your listing removed from Trulia. Your listing was posted on Trulia through Zillow, which is a partner site that syndicates listings to Trulia. Here is a link to your Zillow listing:,-NY-11023_rb/

You can remove your listing from Trulia by removing it from Zillow. Your listing will remove from Trulia within 24 hours once you expire it from Zillow.

Thank you for using Trulia,
Consumer Care
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Tue May 6, 2014
Christian Monge answered:
Verizon has always been great for house entertainment. They are fast, reliable and not too pricy compared to the rest of the competition out there.
1 vote 4 answers Share Flag
Thu Jul 25, 2013
John Weber answered:
The deed will be recorded in the county clerk, land records office. In Nassau County, it is located on Old Country Road in Mineola. My colleagues have presented alternatives that could save you a trip however. Good luck!

John A. Weber IV, Esq.
Associate Broker
Bayview Estates Realty
(516) 777-0146
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Thu May 23, 2013
Sheri Cambareri answered:
Yes the bank needs to give you time to get your belongings out of your home before and auction. They must also publish in a local publication that there will be an auction for four weeks proir to that auction. ... more
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Wed May 22, 2013
Beth Sitzer answered:
In NY state we are a judicial state, meaning a foreclosure must go through the court system unlike some of the states people answered from below. Pre foreclosure does not mean the home is going to the auction block. The homeowner has plenty of time (in NY it can be years) to try to sell, get a modification etc...Also, again since foreclosures are handled by the court, tenants are protected in foreclosed homes in the state of NY. consult an attorney but we are one of the few states in the country where foreclosures are handled this way. Of course you could just rent elsewhere and avoid the situation.

Coldwell Banker Great Neck
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Tue Jan 15, 2013
Linda Soto answered:
Yes, all homes will affect the price regardless whether it is a short sale, foreclosure, REO or a traditional sale. I suggest asking your LOCAL real estate agent to get you a CMA (comparative market analysis) for pricing the home. If you or someone you know is in pre foreclosure speak with an agent that will listen and help move you forward. This can be a very emotional time. Don't lose your home to foreclosure! Get educated and learn what your options are. Preserve your credit and remember TIME is of the essence. Stay informed, Linda Soto, CSR Real Estate Services, San Jose ... more
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Tue Sep 6, 2011
Emily Erekuff answered:
Hi Nellie,

The answers below are correct. Though we don't accept FSBO listings, if you choose to work with either a flat fee or full service broker or agent in the future, he/she can submit your listing to us via the link below.

Best Wishes,

Emily Erekuff
Community Moderator
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Wed Aug 10, 2011
Jerry Cibulski answered:
The bank would prefer a short sale. This is an agreed upon price between the home owner and the bank on a sales price of the home that is usually less than the mortgage. The owner is still responsible for the difference.
As a foreclosure the bank has moved past a short sale and has taken ownership. The house is usually presented with no utilities and the bank is responsible for maintaining the property. The bank has a higher loss in this transaction
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Sun Jul 31, 2011
Martina Ryan answered:
A Short Sale is an alternative to foreclosure proceedings and undoubtedly the lesser of two evils. You are basically selling the property at a loss under an agreement with the lender. Typically there is some debt forgiveness involved and at the end of the sale you get to move on with your life without the impending doom of foreclosure or a bankruptcy blight on your credit that could follow you around for 7-10 years. ... more
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Fri Jul 29, 2011
Gerard Carney answered:
You don't, the house would not close if the bank is calling in on the equity to cover some of the debt. Foreclosure of this home means walk away and if you really want this home wait until it is either auctioned or put back on the market by the bank! The "Ahem" Seller right now no longer has primary interest or control of this property, request any earnest monies returned since this home is not able to be sold and to not feel they can keep the money because that would then constitute a fraud ... more
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Fri Nov 26, 2010
First Last answered:
I also own a home in Nassau County. You can pretty much ignore that number on that website, it is a drive-by estimate at best--assuming some taxing official actually did drive by! Condition and most amenities are not evaluated at all that way.

Anna is right, you need data on recent sales, properties in contract, and to a lesser extent current listing data to decide upon a list price for your home. I would add the only number that matters is the one you get from a ready, willing and able buyer.

Karla Harby, VP
Rutenberg Realty
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Sun Sep 26, 2010
EDNA MASHAAL answered:
Trulia feeds off of Multiple Listing.
Multiple Listings gives the broker a choice of disclosing the address of the property on the internet. If the broker chooses not to do that then "address not disclosed" shows up. ... more
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Thu Aug 19, 2010
Rich Homer answered:

You must perform under the terms of your lease Agreement. I am sure the owner needs the rent revenue so they should be making you feel comfortable by communicating with you completely. If they are not, then I suspect your deposit may be at risk along with lock-out. Start by writing to the landlord about your concerns while performing under your Agreement with them. These things do take many months so don't rush into anything as long as you have good communication with the landlord. Keep copies of all letters to and from and at some point you may need to get out and secure all your possesions. The copies of the letters will be your defense on why you broke the lease in case it goes to small claims court. Sorry about the mess and wish you well. ... more
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Wed Nov 5, 2008
Jeff Poleet answered:
Good luck! Dealing with REO properties is a time consuming process. I literally have to spend hours on the phone sometimes to get a response. You need to have the agent for the seller, which sounds like an attorney, get on the phone with the Loss and Litigation Department at WAMU.

Honestly, I doubt an attorney will spend that much time on hold without getting paid for it. Know that banks are terrible at owning property. It's not a personal decision for them, rather a room full of suits that only respond to BPO's and financial statements. They have THOUSANDS to look at in a day, and your offer is just one more thing in their inbox. They guy working the offer may or may not care whether the property gets sold, and he has no vested interest in making sure the property sells. It can always go up for auction.

There are many things that banks require to sell a property short that the attorney may not know about. It depends if he has ever worked a short sale before. You will need the offer, proof of funds from buyer (not just a preapproval, but asset and financial statements), hardship letter, financial statement from seller, a preliminary HUD1, authorization for the short sale (formal letter from lender agreeing to the short sale). This all needs to be in the asset managers hands before they will even talk to you. They are like the DMV on sterioids. If you don't have the correct paperwork, you can't even get in line to be heard.

Your only hope is to have the agent or lawyer hound the bank until you get a response. There are some other options that you could pursue, but I don't know enough about your situation to guide you.

Do you have an agent? Have they ever done a short sale before?
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Sat Oct 18, 2008
Hal Goldstein, IFA answered:

If, as you say, your house is in excellent move-in condition and is located in a great location, then I propose your house is not being listed at market value. I will give you the same advice as I gave a prior posting….Determining the value of a home is a complex undertaking and should not be taken lightly. It is not as simple as checking listings and/or comparable sales. My strong suggestion is to locate a certified residential appraiser and discuss your situation with him/her. Also, you will not have to worry about your deal falling through when the bank’s appraiser, appraises your house. If you have any questions feel free to contact me, I can be reach at Good Luck, Hal Goldstein ... more
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